Your Debit Card is a Superstar!

In the 1970s, Debit Cards were first introduced in the USA as an alternative to cheque-based payments. The convenience of cashless payments made plastic Debit Cards exceedingly popular in the 1980s-1990s. In the era of Digital Banking, Debit Cards have evolved and paved the path for innovation in the banking sector. From contactless and cashless payments to mobile payments, Debit Cards have made our financial lives highly convenient, secure, and hassle-free. 

Let’s get to know about Debit Cards and what are the advantages of using one.

• Cashless Payments

Cashless payment is one of the most significant advantages of Debit Cards. For instance, after shopping at a brick-and-mortar store, you can use your Debit Card for the payment. You can swipe your Debit Card at a POS (Point of Sale) terminal and enter your PIN to pay for the purchase. 

• Contactless Payments

Contactless payment is the latest innovation in the world of Debit Cards. Contactless Debit Cards use NFC (Near Field Communication) technology to eliminate the need for users to swipe their Debit Cards or enter their PINs. Instead, you can tap or wave your Contactless Debit Card at a contactless-enabled POS terminal and pay for the purchase without entering your PIN.

For instance, any customer using AU Debit Card, can explore the ‘Tap & Go’ feature and enjoy contactless transactions up to INR 5,000. To enable the contactless feature, click here.

Even while shopping online through your smartphone, you can use your Debit Card to pay for your purchases. By simply entering your card details like card number, CVV and OTP you can pay for online purchases with your Debit Card. 

Key Benefits of Debit Cards

Here are some of the top benefits of using Debit Cards-

• Enjoy contactless payments up to INR 5,000
• Daily withdrawal and purchase limit of up to INR 5,00,000 basis card variants
• Instantly block your Debit Card in case of loss or theft from your AU 0101 App, Website or IVR
• Avail Card Liability Cover of up to INR 5,00,000 basis card variant if the card gets stolen or lost
• Enjoy exclusive benefits on Travel, Shopping, Dining, and Much More 
• Complimentary airport lounge access on select AU Debit Cards
• Seamless online and offline transactional experience
• Eliminates the need to carry cash
• Enjoy cost-effective and secure payments

Read More: - Features and Benefits of Debit Cards

You can also explore our Debit Card range, including:

• AU Royale Debit Card (VISA Signature)
• AU Royale Business Debit Card (VISA Signature Business)
• VISA Platinum Debit Card
• VISA Platinum Business Debit Card
• VISA Gold Debit Card
• VISA Gold Business Debit Card
• RuPay Platinum Debit Card
• RuPay Classic Debit Card

You can open a Savings, Current, or Premium Banking Account with AU Small Finance Bank to become eligible for a Debit Card and explore the exciting range of benefits AU Small Finance Bank offers. If you already have an account with us, you can avail the same by visiting your nearest AU Small Finance Bank Branch, Website or by contacting our customer care number at 1800 1200 1200.

Visit our official website to know more about the Debit Card range.