5 Tips to choose a Debit Card

1. Your Financial Needs

Aspects like withdrawal/purchase limits, markup fees, and other benefits can significantly vary between Debit Cards. So, try understanding your financial needs when comparing Debit Cards to choose the right one. For instance, if you open a Royale World Account with AU Small Finance Bank, you can opt for an AU Royale World Debit Card with a world-class VISA Signature Debit Card Program.

2. Debit Card Annual Fees and Other Charges

Most Debit Cards come with an annual maintenance fee. Then there are other charges like ATM withdrawal fees when you withdraw cash from other bank ATMs or reach the free monthly limit.

3. Cashbacks and Discounts

You can now find Debit Cards that offer many exciting rewards, including cashbacks, discounts on online payments, and more. For instance, if you already have a Savings Account with AU Small Finance Bank, you can enjoy exclusive offers related to dining, travel, online shopping & more.

4. Travel

Your AU Debit Card like the AU Royale Visa Signature Debit Card gives you free Domestic Lounge Access every quarter. Also, don’t forget to use your AU Debit Cards while booking tickets or hotels, as your it gives you discounts like none other on India’s leading travel platforms.

5. Food and Dining

With offers on India’s biggest food ordering and dining platforms, the AU Debit Card is a must have any foodie. Save big when you are ordering food online or making payments when you dine at your favourite restaurant. Make sure you enable e-commerce transactions on your Debit Card through card controls on the AU 0101 App

6. Contactless Payment

The new-age Contactless Debit Card adds a lot of convenience to offline card payments. For instance, most AU Debit Cards have a “Tap & Go” feature that can be used for contactless payments when you are on the go. Also, switch it off when not required through card controls for your safety.

7. Additional Benefits

Make sure to check the additional features and benefits of the Debit Card. For instance, AU Small Finance Bank offers a wide array of Debit Cards with features like Card Liability Cover, Complimentary Domestic/International Airport Lounge Access (on select Debit Cards), Purchase Protection benefits, and more.