All you need to know about AU SwipeUp Platform

AU Small Finance Bank, the largest small finance bank in India, is launching a new platform called "SwipeUp." This platform will let cardholders from other banks apply for a better card that fits their lifestyle. With this network, cardholders from other banks can enjoy more reward points, exciting cashback, higher credit limits, no membership fees, and other special benefits. If you have a credit card with very few or no extra benefits, you should sign up for an AU credit card through SwipeUp instead of looking for a new one.

Before we go about the details of SwipeUp, let's talk first about why you should upgrade your credit card.

1. You already have a base card that is not good enough for you

For you, now, there exists an available credit card, but it does not provide any lifestyle benefits, which is a clear indication that you need an upgrade on the credit card.

2. You want to have a higher card limit

When your card limit gets upped, so does your ability to pay.

3. You have a good credit score

If you have a high credit score, then you can get a better Credit Card.

4. You do not like Rewards or Cashbacks

The best scheduled commercial banks, such as AU Small Finance Bank, offer a variety of credit cards with different rewards, cashbacks, and more. If your regular/current credit card doesn't have these rewards, then it is worthy to be upgraded by using our SwipeUp Platform.

All right, now let's see how to replace your credit card through SwipeUp now that we shared some good reasons to do it.

People with credit cards from different banks can update their cards using SwipeUp by doing these things:

Step 1 requires interested customers to input the first six digits of their current credit card from another bank.

Step 2 involves choosing the name of the credit card variant.

Our system calculates how much your current credit card is worth. It then comes up with a better AU credit card that carries features in your life-possibly more reward points, fun cash-back offers, a higher credit limit, no membership fees, and so on.

[Also Read: What does the 16-digit number on a Debit Card Mean?]

Benefits that one can avail by choosing an AU Credit Card through SwipeUp are the following:

• If you are using a credit card with basic features that do not fit your lifestyle or usual use.
• Seeking a credit card with greater savings.
• Seeking great deals, cash back, and more reward points.
• Need a credit card with no joining fees and annual fees to live throughout your life.
• Seeking high value proposition.

Before upgrading a Credit Card, it is always necessary to evaluate a few factors:

• Think about your spending patterns.
• Verify whether you will receive offers, cashback, or reward points for your transactions.
• Conduct a cost-benefit analysis because using a credit card may result in yearly, maintenance, or renewal fees.
• Check to see if your credit limit has increased or not.

AU Small Finance Bank doesn't promise to offer an upgraded card against all other Credit Cards variants available in India. Upgraded AU Credit Card issued will be to the best of our efforts.