How To Get A Two-Wheeler Loan Online?

There are many ways to get a two-wheeler (bike) loan, but the easiest would be online! Gone are the days of going to the bank, filling up forms, talking to bank officials and submitting documents to get a simple two-wheeler loan. Now-a-days, we can apply for a loan online in just a few minutes. What’s better, we can get the bike faster too!

Tips while applying for a bike loan

Ensure Your Credit Score is Good

Check your credit score online for free. Aim for a score above 750. If it's lower, take steps to improve it before applying for a loan.

Use an EMI Calculator

Use AU Small Finance Bank’s easy-to-use EMI calculator on their website. Enter your loan amount, interest rate, and tenure to calculate your EMI, total interest payable, and total cost of the loan. This helps in choosing the right loan amount and tenure.

Keep Your KYC Ready

Prepare all required documents, such as valid ID proof, address proof, income proof, and any other documents the bank may need.

Choose Your Bike

Decide which bike you want before applying for a loan. This ensures you request the right loan amount. Borrowing too much means paying extra interest, while borrowing too little might not cover the bike's cost.

Don’t wait any longer to ride your own bike! Whether you are salaried or self-employed, you can apply for a two-wheeler loan online. AU Small Finance Bank has partnerships with several dealers and manufacturers, ensuring you get the best deal for your wheels.

If you have a bike in mind, AU Small Finance Bank has the funds for you to buy it! You can get it in just a few simple steps.

• Visit AU Small Finance Bank’s official website and click on ‘Menu’
• Under ‘Retail Loans’, click on ‘Wheels’.
• Here you can select ‘Two-wheeler loan.’
• Read about the features and benefits, the eligibility and check the process of application.
• Click on ‘Apply Now’ and you will be redirected to the online application form.
• Simply fill in your details such as your name, contact number, email ID and the product you want.
• Agree to the terms and conditions by checking the box and click on ‘Submit.’

The Bank will get in touch with you regarding your loan application and it will be processed quickly. The representative will take you through the process which includes sourcing, field investigation and documentation. This enables the bank to provide fast approvals and disbursement.

Other methods of applying for two-wheeler loan

In case you are unable to apply online, you can use other methods to get your two-wheeler loan i.e.

• If you are an existing customer, you can contact your personal banker or relationship manager
• You can reach out to AU Small Finance Bank by calling 1800 1200 1200
• You can send an email to [email protected]
• Or you can visit any AU Small Finance Bank branch

Don’t wait any longer to ride your own bike! Whether you are salaried or self-employed, you can apply for a two-wheeler loan online. AU Small Finance Bank has tie-ups with several dealers and manufacturers, so you can get the best deal for your wheels.

Know more in detail about vehicle loan