Loans Starting From Rs 2 Lakh
Higher Loan Amount Available For Longer Tenure
End-To-End Support While Establishing Your Business
Customized Loan Solutions
For all type of business requirements of any profile, geography and loan size.
Loans Against All Collateral Types
Loans are offered against rural and urban collateral security which may or may not be approved by local government authorities
Available For Registered As Well As Un-Registered Entities
Complete Guidance And Utmost Transparency For The Customer
Easy Loans To First Time Borrowers
Easy Documentation With Hassle-Free Processing
Geographic Reach To Small Villages And Town
Localized Sanction With Quick Disbursal Process
Things to know
Eligibility
The following entities are eligible for Secure Business Loans:
- Retailers such as kirana stores, general stores and provision stores
- Shopkeepers
- Wholesalers
- Jewellers
- School and colleges
- Micro and Small Manufacturing Enterprises
- Micro and Small Service Enterprises such as saloon, eateries and restaurants
- Self-employed professionals
- Agriculture farmers/ dairy/ poultry farmers
- Farm equipment/ agriculture input trader
Rates & charges
- Competitive interest rates
- Competitive processing fees
- Transparency in other charges
Documents required
- Loan application form
- Know Your Customer (KYC) documents
- Income documents
- Bank statement
Get more with business loans
Things to consider Before you avail an unsecured business loan
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Analyse the exact amount of loan cover you require for your business to avoid over-borrowing.
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Check your credit score and take steps to improve it, as this loan is provided without any collateral.
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Review the interest rate and tenure to determine your repayment capacity.
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Consider that the interest rate charged may be higher than rates for loans against collateral.
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A lender will always check your debt-to-income ratio to ascertain your repayment ability for an unsecured loan. The lower the ratio, the better.
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Check the repayment, prepayment, and foreclosure terms and charges.
Why AU
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National presence
Bank with us across 1042 branches & ATMs.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank Anywhere Anytime, On the AU 0101 Mobile App
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Apply For Business Loan
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Generate Loan Summary
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Raise Enquiry For Loan Disbursal
30 lakh customers banking on app
Our Range of Cards For Your Range Of Needs
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Xpress EMI
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Silverspoon Dining Program
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300+ exclusive AU Rewardz
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