Competitive interest rates Attractive Processing fees Transparency in other charges

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Unsecured Micro Business Loan

Fund Your Business With a Collateral-Free Loan

Instant approvals

Quick disbursals

Minimal documentation

100% paperless, online application

Card activation

Token Management Service

Report fraud

Manage card

Service requests

Don't let your daily business stop due to finance!

Run your business smoothly without financial worry

Provide a financial helping hand to your business

Run your business without worrying about finances

Analyse the exact amount of loan cover you require for your business to avoid over-borrowing.
Check your credit score and take steps to improve it, as this loan is provided without any collateral.
Review the interest rate and tenure to determine your repayment capacity.
Consider that the interest rate charged may be higher than rates for loans against collateral.
A lender will always check your debt-to-income ratio to ascertain your repayment ability for an unsecured loan. The lower the ratio, the better.
Check the repayment, prepayment, and foreclosure terms and charges.

National presence

Bank with us across 1042 branches & ATMs.
Get a bit more

Enjoy quality services at competitive rates.
Visit branches without the wait

Our ample touchpoints ensure all our customers are conveniently served.
Superfast app

Manage and track all your transactions on the AU 0101 App.
Sustained growth

Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.