Current Account Upgrade Campaign

Terms & conditions

I agree to maintain the requisite balance as per the below mentioned criteria:

• TRV includes combination of Savings & Current Account Average Monthly Balance, Fixed Deposit balance (tenure >= 6 months) and Mutual Funds AUM with AU Small Finance Bank. Note: Mutual Funds investments in Equity & Debt schemes will be considered as part of the TRV.
• Non-Maintenance of AMB charges (if applicable) will be levied to the Primary Customer's account. In case of closure of Primary Customer's account, the same will be levied in the account of Secondary
•  I/We hereby confirm the relationship with the Primary Account Holder as mentioned in the form above
•  I/We understand that with this consent, all existing accounts (if any) in above mentioned customer id's will also be upgraded or downgraded to the respective program as per instruction selected above.
•  I/We understand that with this consent, in case of upgrade or downgrade, new debit card will be issued as applicable in the respective product and existing card (if any) will be hot-listed within 60 days of issuance of new card or on activation of new card, whichever is earliest.
•  In case of minor, non-individual entity (except HUF), secondary/joint holders, no debit card will be issued while upgrading or downgrading. Customer can apply for the card post upgrade or downgrade of accounts is completed.
• For accounts where no debit card was issued or is inactive / hotlisted, no new debit card will be issued on upgrading or downgrading. Customer can apply for the card post upgrade or downgrade of accounts is completed.
•  Name on card will be as per Short name registered with the bank.
• All benefits extended under the family program are at the sole discretion of AU Small Finance Bank. Bank reserves the right to alter, withdraw or change any of the benefit giving under this account of Secondary Customer.
• Accounts exiting the Program will be switched to Regular Current Account as applicable.
• In case of joint accounts, Debit card will only be issued to the primary account holder. Secondary holders can apply for the card by raising a separate instruction at the branch.
• Select relationships that are allowed basis Grouping guidelines defined by bank, will be considered.
•  I/We agree to terms and conditions as mentioned in the AU Bank Family Banking Program on the website wwww.aubank.in
• HUF Customer ID can be grouped, as a non-primary group ID, only if the Karta is a part of the group.
•  Family trust customer ID can be grouped if the Author /Trustee/Settlor (Decision Maker) of the trust is part of the group as an individual
• Govt Institution, NGO ,Club, Society, Public charitable institution cannot be grouped
• Group members count is capped at 8 members for Eternity, 6 members for Royale & 4 members for Platinum. In case of downgrade to lower variant, customer IDs mentioned in serial order in the table will remain in the group & Customer IDs mentioned beyond capped count will be removed from the group.