Corporate Credit Card
-
![]()
Web-Based Expense Management Solution
-
![]()
Complimentary Airport Lounge Access
-
![]()
Fuel Surcharge Waiver
Purchase Credit Card
-
![]()
Customisable spend controls
-
![]()
Extended credit period
-
![]()
Simplified consolidated payments
Business Cashback Credit Card
-
![]()
1% Cashback on Repayments
-
![]()
Instant Loan for your business
-
![]()
Complementary Access to Railway Lounge
Assured benefits on all AU Commercial Credit Cards*
Not sure which product is right for you?
-
Personal assistance
-
No spam
Customer support
24x7 help
Things to know
Fees & Charges
To know detailed schedule of charges, click here
What no one tells you Things to consider before you get a commercial credit card
-
Check your credit history and look for cards that match your credit history.
-
Check out features and benefits of available cards against your business needs and pick the most suitable one.
-
Evaluate the ease of application process in terms of paperless process, timelines, documentation, etc.
-
Find out the Annual Maintenance Charge, credit limits, repayment cycle, interest rate, and other applicable charges.
-
Consider the reward points, benefits, and offers the card provides on various types of transactions.
Why AU
-
National presence
Bank with us across 1042 branches & ATMs.
-
Get a bit more
Enjoy quality services at competitive rates.
-
Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
-
Superfast app
Manage and track all your transactions on the AU 0101 App.
-
Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
-
![Open FD/RD]()
Open FD/RD
-
![Download FD/RD interest certificate]()
Download FD/RD interest certificate
-
![View deposit details]()
View deposit details
30 lakh customers banking on app
Our range of cards for your range of needs
-
![Xpress EMI]()
Xpress EMI
-
![Device Protection Plan]()
Device Protection Plan
-
![Exclusive AU Rewardz]()
Exclusive AU Rewardz
Questions? Answers.
Is there any annual fees applicable on my Credit Card?
The following details are provided below:
- Corporate Credit Card: Life-time free
- Business Cashback Credit Card: ₹99 per month
- Purchase Cards: Lifetime free
What are the different Credit Card charges applicable?
Are there any charges applicable for doing international transactions on the Commercial Credit Cards?
Yes, Cross-currency mark-up charges are applicable for doing an international transaction using the Commercial Credit Cards. Refer to the charges below:
Foreign Currency Transaction - Cross Currency Mark-up Charges: Corporate Credit Card: 2.99% per month; Business Cashback Credit Card: 3.49% per month; Purchase Card 3.49%
What is the fuel surcharge, and how do I get a waiver for it?
Fuel surcharge is the transaction charge levied on Fuel transactions done using Credit Card. As per fuel surcharge waiver feature, 1% Fuel Surcharge is reversed on your Credit Card within the applicable limits.
What are the various features of my Credit card?
Please visit our Commercial Credit Cards section to view features & benefits applicable to AU Commercial Credit Cards. Refer to the below mentioned links:
How do I receive my AU Corporate/ Business Credit Card statement?
Credit Card statements are sent to cardholders on Registered Email ID and Registered Mobile no. with a link to download them.
Please ensure that your correct email id is updated for your Credit Card to receive an e-statement. If you have not received your Credit Card statement for any month, please get in touch with our Customer Care team.
*You will get your Credit Card statement within three working days after your statement generation date. *
How can I place the request to get my Lost/ Stolen/ Damaged Card replaced?
Please call our Customer Care 1800 1200 1500 and place a request. Card Replacement charges of ₹100 + taxes are applicable.
Is there any change in my Credit Card number in case of card replacement?
If your Card were Lost/Stolen, the replaced Card would have a new card number.
If your Card is damaged, the replaced Card will have the same card number as your old Card.
How do I generate my Credit Card PIN and Activate my Card?
Please follow any of the below steps:
- Visit our website www.au.bank.in > Cards section > Commercial Credit Cards > Credit Card Services > Set/ Reset my PIN and follow the steps as briefed.
- Visit our website www.au.bank.in > use our Chatbot service "AURO"> Cards> Credit Card Services > Set my PIN and follow the steps as briefed.
- log in to our AU 0101 Net Banking or Mobile Banking Application > Commercial Credit Card > Set/ Reset my PIN and follow the steps as briefed.
- Call our Customer Care No. 1800 1200 1500 and Set your PIN on the IVR service.
Note: Commercial Credit Card PIN Generation will automatically activate your Credit Card.
For more details, please visit our website https://www.aubank.in/personal-banking/credit-cards
So, go ahead and scale up your business with AU Small Finance Bank
How do I reset/change my Card PIN?
Please follow any of the below steps:
- Visit our website www.au.bank.in > Cards section > Commercial Credit Cards > Credit Card Services > Set/ Reset my PIN and follow the steps as briefed.
- Visit our website www.au.bank.in > use our Chatbot service "AURO"> Cards> Credit Card Services > Set my PIN and follow the steps as briefed.
- log in to our AU 0101 Net Banking or Mobile Banking Application > Commercial Credit Card > Set/ Reset my PIN and follow the steps as briefed.
- Call our Customer Care No. 1800 1200 1500 and Set your PIN on the IVR service.
Note: Credit Card PIN Generation will automatically activate your Credit Card.
For more details, please visit our website https://www.aubank.in/personal-banking/credit-cards
So, go ahead and scale up your business with AU Small Finance Bank
How do I enable/disable transaction types on my Credit Card?
Please follow any of the below steps:
- Visit our website www.au.bank.in > Cards > Commercial Credit Cards section > Credit Card Services > Enable/Disable Transaction Types and follow the steps as briefed.
- Visit our website www.au.bank.in > Use Chatbot service AURO> Cards > Credit Card Services > Enable/Disable Transaction Types and follow the steps as briefed.
- Log on to our AU 0101 Net Banking or Mobile Banking application > Commercial Credit Card> Visit the 'Manage Credit Card Limits' section and follow the steps as briefed.
- Call our Customer Care No. 1800 1200 1500 and Enable or Disable Transaction Types on the IVR service.
When will I receive my Credit Card after applying?
You will receive SMS intimation on your approved Card application and subsequently for Card dispatch and Card delivery. The Card is delivered within seven working days. For any assistance, call us on 1800 1200 1500.
If my Card got returned, how do I again request Card delivery?
Please call us on 1800 1200 1500.
Why do my online/ International/ Contactless/ POS transactions get declined?
This might happen due to multiple reasons:
- You might not have enabled your Online/International/Contactless/POS transaction type.
- You might have utilized the overall Credit Limit on your Card, please regularize your Card by making payment, and you can again use the Card for transactions.
For any assistance, call us on 1800 1200 1500.
