Incentive Structure:
For MBL & HL
| Slabs | Payout (on total amt disbursed) |
|---|---|
| Up to 20 Lacs | 0.4% |
| 20.01- 50 lacs | 0.5% |
| 50.01 & above | 0.6% |
Terms and Conditions
- All cases disbursed (Fresh & Tranche) shall be eligible for payout calculation.
- Total conversion shall be calculated on total disbursement achieved (net off cancellations, if any) per month.
- Regular 0.4% payouts shall be processed by T+1 basis. Incremental % and GST payouts shall be processed monthly.
- For GST accounts, GST invoices need to be provided for every payout to the Branch Relationship Manager - payout shall be processed only upon receiving the invoice.
- All other information shall remain as per original T&C.
- Changes in T&C, if any, shall be at the discretion of the Bank.
For Loan Against Gold
Disbursement Amount | Payout % |
Up to 15,00,000 | 0.40% |
15,00,001 to 30,00,000 | 0.60% |
30,00,001 to 45,00,000 | 0.80% |
>45,00,000 | 1.00% |
- New Payout structure is valid for all Loan Against Gold disbursements from 1st Jun 2026.
- Total conversion shall be calculated on total fresh disbursement achieved (net off cancellations, if any) per month in the 1st to 31st cycle.
- All cases disbursed (Fresh ) shall be eligible for new payout structure.
- Current Month Connector GLP Should be >= Previous month for eligibility of payout.
- The payout shall be processed on monthly basis post completion of 1 to 31 cycle.
- Total disbursement value is eligible for the mentioned payout %. i.e., if the total fresh disbursement for the month is Rs 35 lakhs, the total payout eligibility shall be Rs 35 lakhs * 0.80% i.e., Rs 28,000/-
- All other information shall remain the same as per the original T&C.
- Changes in T&C, if any, shall be at the discretion of the Bank.
Connector Payout for Vehicle loans
| Product Type | Payout/Commission Structure |
|---|---|
| All products except two-wheelers | 1%* of the loan amount or ₹10,000* whichever is lower |
| For two-wheelers | ₹500* per case or 0.5%* of the loan amount |
*Terms and conditions apply. Changes in T&C, if any, shall be at the discretion of the Bank.
Connector Payout for Business Banking
| Business per month (INR) | Payout |
|---|---|
| <=20 Lacs | 0.40% |
| >20 - <=50 Lacs | 0.50% |
| >50 Lacs | 0.60% |
Note: Payout is subject to business contribution by the connector & can be revised by AU SFB at its sole discretion
