Eligibility Criteria

Only the primary member of the AU Eternity Savings, Salary and NR Accounts will be eligible for milestone reward.

Customer Type

Eligibility

AU Eternity Savings / NR Account

Joining Year

  • Maintain program criteria at group level AND
  • Spends of ₹50,000 using AU Eternity Debit Card by the end of the 4th calendar month from the date of program onboarding. (Spends by the primary member will be considered)

 

Anniversary Year

  • Maintain program criteria at group level AND
  • Spends of ₹1 Lakh using AU Eternity Debit Card during Anniversary Year. (Spends by the primary member will be considered)

AU Eternity Salary Account

Joining Year

  • Receive net salary credit of at least ₹2 Lakhs in AU Eternity Salary Account for 2 consecutive months OR maintain program criteria at group level AND
  • Spends of ₹10,000 using AU Eternity Debit Card by the end of the 4th calendar month from the date of program onboarding (Spends by the primary member will be considered)

 

Anniversary Year

  • Receive net salary credit of at least ₹2 Lakhs in AU Eternity Salary Account for 2 consecutive months OR maintain program criteria at group level AND
  • Spends of ₹1 Lakh using AU Eternity Debit Card during Anniversary Year. (Spends by the primary member will be considered)

 

Important Notes / T&C

  • Offer is applicable for AU Eternity customers onboarded on or after 1st August, 2026
  • Offer is not applicable for AU Eternity Business Account customers
  • Example: If a customer opens an account on 10th September, AU Eternity Debit Card spends of ₹50,000 need to be completed on or before the end of December.
  • Only spends through AU Eternity Mastercard Debit Card will be considered
  • Program criteria includes Average Monthly Balance (AMB) in AU Eternity Savings Account of ₹10 Lakhs OR AU Savings & Current Account Average Monthly Balance (AMB) of ₹10 Lakhs or Net Salary Credit of ₹2 Lakhs per month for AU Eternity Salary Account OR Total Relationship Value* of ₹30 Lakhs at group level
  • Total Relationship Value (TRV) includes Savings Account AMB, Current Account AMB, Fixed Deposit of 6 months or more and Mutual Fund AUM with AU Small Finance Bank.
  • Milestone reward will be given on maintenance of AU Eternity AMB or TRV criteria at group level.
  • In case of Salary Account group, only salary account under Primary Group ID will be considered.
  • The customer needs to maintain AMB / TRV in the month of qualification, in addition to meeting the stated offer criteria.
  • In case of Salary Account group, the first salary credit should start within 3 months of onboarding.
  • Hotel vouchers will be issued in the month following fulfilment of both eligibility criteria.
  • Voucher validity is 6 months from the date of issuance.
  • Only online and POS transactions made using the AU Eternity Mastercard Debit Card will be considered.
  • ATM withdrawals, reversed transactions, wallet loading, rent payments, gaming, betting, fund transfers and deposit transactions are excluded.
  • For fuel spends, a maximum of ₹10,000 per transaction will be considered towards eligibility