Affordable Housing Loan
| Segment | Effective Rate Of Interest* (p.a.) linked to External Benchmark Rate** |
|---|---|
| Salaried | 9.99% onwards |
| Self Employed | 10.99% onwards |
| *Fixed for 37 months and floating thereafter | |
| ** Floating rates are linked to 10-year Government of India Securities Yield (G-Sec) external benchmark rate. G Sec benchmark rate is arrived based on 3 months’ average yield of 10-year Government of India bond curve | |
| Rates offered to customer during the period Jan’2025 to Mar’2025 |
| Type of Interest | Rate |
| Min. Rate of Interest | 9.99% |
| Max. Rate of Interest | 18.99% |
| Mean Interest Rate | 14.52% |
| Annual Percentage Rate (APR) | 14.71% |
