Joining Fee

• Enjoy the benefits of ABC PRO Credit Card with the joining fee of just ₹999

• Spend ₹15,000 in the first 30 days to get your 1st year fee waived off

Renewal Fee

• Renew your Credit Card at ₹999

• Get a Renewal Fee Waiver on achieving spend of ₹1.5 lac
  

  *There is a revenue sharing agreement between AU Small Finance Bank and Aditya Birla Capital Limited for the co-brand partnership.

Primary cardholder age group

• Self Employed: 25 years to 65 years
• Salaried: 21 years to 60 years
  
  

Add-on cardholder

• Should be over 18 years
  
  

Resident Indian

Yes, an annual fee is applicable on the ABC Pro Credit Card. However, this fee is only charged if the retail spend waiver condition is not met.

The joining fee is ₹999 + GST, but it can be waived if the cardholder spends ₹15,000 within the first 30 days of card issuance.

The renewal fee of ₹999 + GST can also be waived if the cardholder spends ₹1,50,000 in the previous year.

You can enjoy up to 48 days of Interest-Free Credit Period on your ABC Pro Credit Card. For more details, refer to our Most Important Terms & Conditions.

You must present your Priority Pass card, which is issued upon request by you along with your ABC Pro Credit Card, at the lounge to gain access. Please note that charges of $27 + taxes are applicable in the following scenarios:

Visits to lounges within India

Visits to international airport lounges (Outside India) beyond the allowed complimentary visits For any guest visits

Yes. In the event of a lost/stolen/damaged Priority Pass Card, please call AU Small Finance Bank’s Customer Care at 1800 1200 1500 to get it blocked and request a replacement. In case of any misuse of the card, an immediate action is required.

You can redeem your Reward Points as of your last statement balance from the ABCL app or AU 0101. You can also view your redeemable points here.

*Please note that a minimum of 200 Reward Points is required for redemption. A nominal fee of ₹99 + GST will be levied on each successful redemption.

*Reward points are valid for 2 years from the specific statement month. For example: The Reward Points that you receive in the May 2023 statement, if not used, will expire in May 2025.

Here’s how you can pay your ABC Pro Credit Card bill 

On the ABCL app

• Log in to the ABCL app Credit Card Services flow using your mPIN.

• Go to the Account Summary and tap on 'Pay Bill’.

• Review and select your preferred bill amount.

• Choose a payment method and settle your ABC Pro Credit Card bill.

For AU Small Finance Bank account holders

1. AU Small Finance Bank account holders can also make payments through the AU 0101 app or NetBanking.

2. Payments can be made using the Autopay facility wherein based on the standing instruction given, funds can be automatically transferred from the cardholder's AU Small Finance Bank account to the cardholder's credit card account on the due date.

3. Payments can be made using the Autopay facility wherein based on the standing instruction given, funds can be automatically transferred from the cardholder's AU Small Finance Bank account to the cardholder's credit card account on the due date.

Please write to us at creditcard.support@aubank.in or call us at 1800 1200 1500 for assistance. If you wish to know the Outstanding Amount on your Travel Credit Card, you can use our 'AURO' chatbot service on the website (under 'View Card Information'), or log into our NetBanking or Mobile Banking Application.

You can register via the ‘Settings’ option for ‘Credit Card Login’ on the ABCL app. If you need assistance, you can contact our Customer Care at 1800 1200 1500 to place a new card request. Please note, card replacement charges of ₹100 + taxes, will apply.

You can activate your card and generate the card PIN by following any of the below steps:

• Login to the ABCL app with your registered mobile number > Credit Card Login > Set PIN

• Visit our website at www.aubank.in > Credit Cards section > Credit Card Services > Set my PIN and follow the steps as briefed

• Visit our website www.aubank.in > Use our Chatbot service ‘AURO’ > Credit Card Services > Set my PIN and follow the steps as briefed

• Call our Customer Care No. 1800 1200 1500 and set your PIN on the IVR service

Note - Credit Card PIN Generation will automatically activate your ABC Pro Credit Card.

Once you achieve your yearly milestone of ₹2.5 lac retail spends, you will receive the membership voucher code via SMS within 45 working days of achieving the milestone. You can also check your exclusive memberships unlocked for you by logging in https://offers.aubank.in/ > Click ‘Exclusive Rewards and Offers’ on top right corner.

Cashback earned on OLA spends during a statement cycle will be posted to your account within 15 days post statement generation date.

You cannot earn reward points on spends that are mapped under these MCC codes - 5172, 5541, 5542, 5552, 5983, 6513, 5094, 5944, 5960, 6300, Cash Withdrawals, BBPS C EMI transactions.