AU Value Current Account

To understand the fees and service charges applicable on our AU Current Account, please click here

• The above-mentioned charges is effective 1st June, 2023 and is applicable until further modified

• Core and Urban Branch categories basis location mapping as defined by the Bank

• ^Branch cash deposit / withdrawal not considered

• SMS Insta Alerts are sent for day end balance/transactions above a threshold / low balance

• Charge will be applicable on quarterly basis for customers who have subscribed for SMS alert facility

• Alerts that have been mandated by RBI as well as alerts which are deemed appropriate by the Bank, will be sent free of charge.

• Other Free Services: Standing Instruction Maintenance, Dormancy. Activation, Card Hotlisting, Replacement of Damaged Cards, Duplicate Statements, Balance Enquiry, Account Closure, E-mail Alerts, Record retrieval, Banker's verification (Address / Signature / Photo)

• Abbreviations / short-forms used: 'INR Indian Rupee, 'p.m.' per month, < less than, > greater than, 'min' minimum, 'max' - maximum, 'ATM' Automatic Teller Machine, 'RTGS' Real Time Gross Settlement, 'NEFT' National Electronic Fund Transfer, 'PAP' Payable at Par, 'DD' Demand Draft, 'ECS' Electronic Clearing System, 'SMS' - Short Message Service, 'NACH' National Automated Clearing House

• Accounts not having a 'customer induced transaction' (ATM withdrawal, cheque deposit, online transactions, etc.) for a continued period of 2 years shall be treated as Dormant / Inoperative a/c.

• The service charges levied by the bank or interest credited by the bank shall not be considered as a 'customer-induced transaction'

• Doorstep Banking service is available at selective location with sole discretion of AU Small Finance Bank

• The above charges are subject to revision with a prior intimation of 30 days to all account holders. Closure of account due to revision of charges will not besubject to account closure charges

• Charges mentioned are exclusive of GST. The applicable taxes / cesses are subject to change from time to time

• The terms and conditions, as defined by AU Small Finance Bank, apply. Please refer www.aubank.in for further details

• Doorstep Banking service is available at select locations with sole discretion of AU Small Finance Bank. For beyond city limit services, the actual service charges will be applicable to customer on case to case basis.

• "Free limit - For new accounts, cash deposit free limit basis AMB criteria will be applicable effective from M3 onwards. e.g. for accounts opened in January, cash deposit limit in April will be provided basis March AMB.

Documentation required for AU Premium Current Account

• Duly filled application form

• PAN of entity (In Sole Proprietorships, same is required of Proprietor)

• KYC documents of the entity, as per the type of customer

• Address proof of the entity

• Official valid documents of authorized signatories and beneficial owners*

• Beneficial ownership* declaration

• FATCA CRS details

• Initial funding cheque

• Credit facility declaration

* Not applicable for Individual and Sole Proprietorships
For more details on product features and documentation, please contact your
nearest branch or call us on our toll-free number 1800-1200-1200.