Designed for small businesses to support their daily transactions with easy payments and collection solutions.

Banking Benefits

Enjoy 12 times monthly cash deposit limits, unlimited demand drafts and more such benefits.

Merchant Solutions

Get free AU UPI QR and Soundbox.

Digital Platforms

Manage all your QR transactions, business and personal accounts through the AU0101 Business App.

Lending Solutions

Tailored fund‑based and non‑fund‑based, secured and unsecured lending solutions.

Debit Card

Get AU Business Gold Debit Card with enhanced spending limits and comprehensive insurance coverage.

Additional Banking Offerings

Business Cashback Credit Card and Saving Accounts for Family.

Things to know

Fees and Charges

To know the Fees & Charges, Click here

Terms and Conditions

  • The above-mentioned charges is effective 5th April, 2026 and is applicable until further modified
  • Core and Urban Branch categories basis location mapping as defined by the Bank
  • ^Branch cash deposit / withdrawal not considered
  • SMS Insta Alerts are sent for day end balance/transactions above a threshold / low balance
  • Charge will be applicable on quarterly basis for customers who have subscribed for SMS alert facility
  • Alerts that have been mandated by RBI as well as alerts which are deemed appropriate by the Bank, will be sent free of charge.
  • Other Free Services: Standing Instruction Maintenance, Dormancy. Activation, Card Hotlisting, Replacement of Damaged Cards, Duplicate Statements, Balance Enquiry, Account Closure, E-mail Alerts, Record retrieval, Banker's verification (Address / Signature / Photo)
  • Abbreviations / short-forms used: 'INR Indian Rupee, 'p.m.' per month, < less than, > greater than, 'min' minimum, 'max' - maximum, 'ATM' Automatic Teller Machine, 'RTGS' Real Time Gross Settlement, 'NEFT' National Electronic Fund Transfer, 'PAP' Payable at Par, 'DD' Demand Draft, 'ECS' Electronic Clearing System, 'SMS' - Short Message Service, 'NACH' National Automated Clearing House
  • Accounts not having a 'customer induced transaction' (ATM withdrawal, cheque deposit, online transactions, etc.) for a continued period of 2 years shall be treated as Dormant / Inoperative a/c.
  • The service charges levied by the bank or interest credited by the bank shall not be considered as a 'customer-induced transaction'
  • Doorstep Banking service is available at selective location with sole discretion of AU Small Finance Bank
  • The above charges are subject to revision with a prior intimation of 30 days to all account holders. Closure of account due to revision of charges will not besubject to account closure charges
  • Charges mentioned are exclusive of GST. The applicable taxes / cesses are subject to change from time to time
  • The terms and conditions, as defined by AU Small Finance Bank, apply. Please refer www.aubank.in for further details
  • Doorstep Banking service is available at select locations with sole discretion of AU Small Finance Bank. For beyond city limit services, the actual service charges will be applicable to customer on case to case basis.
  • "Free limit - For new accounts, cash deposit free limit basis AMB criteria will be applicable effective from M3 onwards. e.g. for accounts opened in January, cash deposit limit in April will be provided basis March AMB.

Documentation

Documentation required for AU Value Current Account

  • Duly filled application form
  • PAN of entity (In Sole Proprietorships, same is required of Proprietor)
  • KYC documents of the entity, as per the type of customer
  • Address proof of the entity
  • Official valid documents of authorized signatories and beneficial owners*
  • Beneficial ownership* declaration
  • FATCA CRS details
  • Initial funding cheque
  • Credit facility declaration

* Not applicable for Individual and Sole Proprietorships
For more details on product features and documentation, please contact your
nearest branch or call us on our toll-free number 1800-1200-1200.


 

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Why AU

  • <p>National presence</p>

    National presence

    Bank with us through a network of 2,700+ touchpoints .

  • <p>Get a bit more</p>

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    Enjoy quality services at competitive rates.

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    Visit branches without the wait

    Our ample touchpoints ensure all our customers are conveniently served.

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    Superfast app

    Manage and track all your transactions on the AU 0101 App.

  • <p>Sustained growth</p>

    Sustained growth

    Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.

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