What’s New?
- UPI Self Transfer – Seamlessly move funds between your own bank accounts instantly — no hassle, just convenience!
- Instant Payee Verification – Check and confirm the Payee’s name before sending money for secure, error-free transactions!
- Mobile Recharge just got easier! Now see quick suggestions, based on your past recharges!
List of all services & features
1) For Non- AU Small Finance Bank Customer
Service
| Features
|
|---|---|
| Savings Account | Click here to open a FULL KYC Savings account over Video Call with us in just 5 simple steps from the comfort of your home & earn up to 6.75% p.a. on your savings.
|
| Fixed Deposit | Open a Fixed/Green Fixed Deposit, complete KYC over Video Call |
| Credit Cards | Apply for AU Small Finance Bank Credit Card, complete KYC over Video Call and get the card delivered at your doorstep. |
| Auto Loan | New Car Loan (self journey for Salaried People and lead capture for Self Employed) |
| Lead Capture for User Car Loan | |
| Lead Capture for Two Wheeler Loan | |
| Video Banking | Get your queries resolved over video call |
| Schedule a Video Call | |
| User Profile | Add / Update Profile picture |
| Lifestyle | Mobile/ Data Card Recharge |
| Buy Gift Cards | |
| Flight Booking | |
| Bus Booking | |
| Hotel Booking | |
| Offers | Promotional Offers |
| Card Offers | |
| Apply for Products | Savings Account |
| Fixed Deposits | |
| Credit Card | |
| Auto (Car) Loan | |
| Used Car Loan | |
| Two-Wheeler Loan | |
| Personal Loan | |
| Locker | |
| Business Loans | |
| Home Loan | |
| Current A/C | |
| Gold Loan | |
| QR Code | |
| Business Banking | |
| Agri Term Loan | |
| Bill Payments | Pay Utility Bills like electricity, gas, water, municipal taxes, loan repayment, school fees, etc. |
| Search/Add/Manage/Delete billers | |
| Tag Favourite Payments | |
| WhatsApp Banking | WhatsApp Banking |
2) For AU Small Finance Bank Customer
Service
| Features
|
|---|---|
| Profile | Add/ Update Profile picture |
| Add PAN details | |
| View cKYC number | |
| Settings | Add Secondary Users to app |
| Change MPIN | |
| Manage Alerts | |
| Deregister Mobile App | |
| Manage Transaction Limit | |
| Change Security Question | |
| Manage Users | |
| OTP on E-mail | |
| Enable Biometric (for Android devices) or Face ID (for iPhone devices) authentication | |
| Account Management | Manage Savings Account, Current Account and Overdraft Account |
| Download Account Statements in various Formats | |
| View Transaction History | |
| Update Nominee | |
| Savings Account Interest Certificate | |
| Deposits (FD/RD) | Manage Fixed Deposit, Recurring Deposit, Tax Saver Fixed Deposit, Green Fixed Deposit |
| Open new FD/ RD | |
| View Deposit Details | |
| Close FD/RD | |
| Update Nominee | |
| FD/RD Advice (from Service Request Section) | |
| Form 15G/H (from Service Request Section) | |
| Joint FD creation | |
| FD/RD Interest Certificate | |
| Fund Transfer | Fund Transfer across own linked AU accounts |
| AU-to-AU Small Finance Bank account transfers | |
| Fund transfer to other bank account using NEFT/ RTGS/ IMPS | |
| Pay Later (Schedule Future Payment One-Time / Recurring) | |
| One time transfer using IMPS to any bank account | |
| Manage / Add Beneficiaries | |
| Pull Funds from AU Small Finance Bank Accounts | |
| Multiple Transfers in one transaction | |
| Tag Favourite Transactions | |
| Repeat Recent Transactions | |
| Transaction History | |
| Manage Scheduled Transactions | |
| Debit Cards | Virtual Debit Card – view card number, expiry date and CVV. |
| Set/Reset Debit Card PIN | |
| Block and Replace Debit Card | |
| Temporary Block / Unblock Debit Card | |
| Enable/Disable Transactional usage of card – for both, Domestic and International payments | |
| Set limits on E-commerce Usage | |
| Set limits on POS Usage | |
| Set limits on ATM cash withdrawals | |
| Credit Card | Apply for Credit Card |
| Apply for Add-on Card | |
| Pay Credit Card Bill | |
| Enable / Disable Autopay | |
| View Statement | |
| View & Redeem Reward Points | |
| XPress EMI (Convert transactions to EMI) | |
| Manage Card Limits | |
| Block / Unblock Credit Card | |
| Block and Replace Credit Card | |
| Activate Credit Card for online & international transactions | |
View Complete Credit Card number, CVV and Expiry
| |
View Xpress EMI details
| |
Commercial Credit Card
| Pay Credit Card Bill
|
View Statement
| |
Manage Card Limits
| |
Block / Unblock Credit Card
| |
Block and Replace Credit Card
| |
Activate Credit Card for online & international transactions
| |
| Service Requests | Use Video Banking for Service Request |
| Request for Cheque Book | |
| Cheque Status | |
| Stop Cheque | |
| Track SR/Application Status | |
| Update Communication Address | |
| Update Account Nickname | |
| Update Nominee | |
| FD/RD Advice | |
| Submit Form 15G/H | |
| Raise and track Positive Pay requests for cheque | |
| FD/RD Interest Certificate | |
| Savings Account Interest Certificate | |
| Apply for Products | Credit Card |
| Auto (Car) Loan | |
| Used Car Loan | |
| Insurance | |
| Two-Wheeler Loan | |
| Personal Loan | |
| Locker | |
| Business Loans | |
| Home Loan | |
| Current A/C | |
| Gold Loan | |
| QR Code | |
| Business Banking | |
| Agri Term Loan | |
| BHIM UPI | Register for AU UPI handle |
| Add beneficiary UPI handle | |
| Balance Enquiry (Refresh Balance) | |
| Send Money | |
| Request Money | |
| Transaction History | |
| Manage UPI | |
| Generate QR Code | |
| Scan & Pay via UPI | |
| Pay to Mobile Number | |
| Tax Payments | PAN/TAN registration |
| Pay Direct Tax | |
| Pay GST | |
| Download Tax reports | |
| Insurance | Buy & Compare Insurance – Life, Health, Car, Two-Wheeler (Only for Bank Account customers) |
| Investments -– IPO (Only for Bank Account customers) | ASBA Registration |
| Apply For IPO | |
| Get IPO Prospectus | |
| View Applied IPOs | |
| Withdraw IPO | |
| Revise BID | |
| Status Enquiry | |
| Hold Inquiry | |
| NFO | |
| Redeem & Switch | |
| Investor Details | |
| Investments - Mutual Funds (Only for Bank Account customers) | View Investment Accounts |
| Investment A/C Details- Single, Multiple | |
| NAV Certificate | |
| View Past Transactions | |
| Buy Mutual Funds | |
| Redeem Mutual Funds | |
| Start / View SIP | |
| Buy More of Existing Funds | |
| Switch Funds | |
| Cancel SIP | |
| Investments - Equity Trading (Only for Bank Account customers) | Open 2-in-1 Demat & Trading account |
| Invest in Equity & other assets | |
| Portfolio Snapshot | |
| Profit & Loss Summary | |
| Advisory under various asset classes | |
| Video Banking | Get your queries resolved over video call |
| 350+ services available over a Video call, e.g. update mobile number, upgrade account, activate dormant account and many more. | |
| Financial Transactions over Video Calls | |
| Schedule a Video Call | |
| Lifestyle | Mobile/ Data Card Recharge |
| Buy Gift Cards | |
| Flight Booking | |
| Book a Cab | |
| Bus Booking | |
| Hotel Booking | |
| Offers | Promotional Offers |
| Pre-approved Offers | |
| Card Offers | |
| Bill Payments | Pay Utility Bills like electricity, gas, water, municipal taxes, loan repayment, school fees, etc. |
| Set Standing Instructions (only for Bank Account customers) | |
| Search/Add/Manage/Delete billers | |
| Favourite Payments | |
| WhatsApp Banking | WhatsApp Banking |
| Loans | Loan Summary – Auto Loan/ Home Loan/ Business Loans, etc. |
| Loan Details | |
| Loan Statement | |
| Disbursal Enquiry | |
| Add/ Update Nickname | |
| Payment Gateway | Login via any combination.(Username/Customer ID & Password/ mPIN) |
| FASTag | Recharge AU FASTag |
| View FASTag Balance & Transactions | |
| Recharge non - AU FASTag via BillPay | |
| Contact Us | Relationship Manager Details |
