AU Small Finance Bank’s Approach to Responsible Marketing

At AU Small Finance Bank, we believe that marketing should do more than promote products — it should build trust, empower customers, and reflect our values of transparency, fairness, and social responsibility. Our responsible marketing framework is designed to ensure that every message we share is ethical, accurate, and meaningful to the people we serve.
 

  1.  Reaching the Right Audience, the Right Way

     

    We understand that our customers come from diverse walks of life — each with unique goals and financial needs. That’s why our marketing strategy avoids a “one-size-fits-all” approach. Instead, we use insights, data, and local understanding to communicate responsibly and reach the right audience through the most appropriate channels. For example, when it comes to co-branded credit cards, every partner goes through a thorough review process to ensure their values, reputation, and customer practices align with ours.
     

  2.  Being Transparent About Every Detail

     

    Trust begins with honesty. We are committed to clearly communicating all aspects of our products and services — including benefits, charges, and potential risks — so customers can make informed financial decisions. Our marketing and sales teams are guided by policies that emphasise clarity, accuracy, and accountability at every step.
     

  3.   Integrated Policies for Responsible Conduct


    Responsible marketing at AU Small Finance Bank doesn’t exist in isolation. It’s part of a larger ecosystem of policies that uphold our ethical and social commitments. These include our Sustainability Policy, Corporate Social Responsibility (CSR) framework, and Code of Conduct for Direct Selling Agents — all of which include guidelines on customer privacy, respectful engagement, and fair communication. Together, they reflect our holistic approach to responsible business practices.
     

  4.  Promoting Sustainability Through Marketing


    As a responsible corporate citizen, we’re deeply committed to promoting sustainable growth and responsible banking. Our Sustainability Policy lays down principles focused on environmental care, inclusive prosperity, and climate resilience. In our marketing too, we embrace this philosophy — from encouraging digital banking to reduce paper use, to promoting eco-conscious financial habits among customers.
     

             Our Commitment