High Interest Rates
Earn up to 6.75%* p.a. on your savings, with monthly interest payments to help you grow your money consistently
Seamless Digital Banking
Bank anytime, anywhere using AU’s Mobile Banking App- AU 0101, NetBanking, Phone Banking, and Cash Deposit Machines
Extended Banking Hours
Enjoy 'Extended Banking Hours'^^ to enhance your banking experience with our AU Aarambh Savings Account
Full-Service Banking
Avail the Demand Draft, NEFT, RTGS, IMPS C Funds transfer facilities
No Minimum Balance Requirement
Enjoy the freedom to manage your finances without the pressure of maintaining a minimum monthly balance
Real- Time Alerts
Stay updated with instant SMS and email alerts for all your banking transactions
Feature-Rich Debit Card
Enjoy transactions with the RuPay Classic Debit Card, for usage in India with a variety of offers and added insurance benefits
Free Monthly Email Statements
Receive detailed insights into your account activity making it easier to manage your finances effectively
Complimentary Services
Take advantage of a range of complimentary services, including utility bill payments, email alerts, duplicate statements, and stop cheques through online modes
Disclaimer
^^Not applicable in some select locations. To know your branch timings, click here.
Things to know
Fees and Charges
At AU Small Finance Bank, transparency is key. We provide a clear list of charges for services offered under the AU Aarambh Savings Account. These include payment and collection services, transactions, and delivery fees. For more information, click here.
Eligibility
To be eligible for this program, you must:
- Be a citizen of India
- Have availed a Home Loan or Vehicle Loan from AU Small Finance Bank.
- You should not be holding any other AU Savings Account, including an Aarambh Savings Account with us.
- You should be applying for the account in your individual capacity and not in the capacity of the Karta of a Hindu Undivided Family (HUF).
Why AU
-
National presence
Bank with us across 1042 branches & ATMs.
-
Get a bit more
Enjoy quality services at competitive rates.
-
Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
-
Superfast app
Manage and track all your transactions on the AU 0101 App.
-
Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
-
![View balance and transactions]()
View balance and transactions
-
![Download account statement]()
Download account statement
-
![Request cheque book]()
Request cheque book
30 lakh customers banking on app
Not sure which product is right for you?
-
Personal assistance
-
No spam
Customer support
24x7 help
FAQ's
What are the interest rates offered on the AU Aarambh Savings Account?
We offer attractive interest rates to our AU Savings Account customers. Click here for more information on interest rates.
How does the monthly interest payout feature work?
With our monthly interest payout feature, you receive your earned interest every month, providing regular income and liquidity.
What are the benefits of the RuPay Classic Debit Card included with the account?
The RuPay Classic Debit Card offers secure transactions across India and comes with additional insurance benefits for added peace of mind.
What digital banking services are available with the AU Aarambh Savings Account?
You can bank anytime, anywhere with our state-of-the-art digital banking services, including Phone Banking, Mobile Banking, Cash Deposit Machines, and Internet Banking.
Are there any minimum balance requirements for the AU Aarambh Savings Account?
No, you can enjoy the convenience of banking without the hassle of maintaining a minimum balance requirement with our AU Aarambh Savings Account.
