*T&C Apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.
^Not applicable in some select locations.
#Subject to credit approval.
Earn up to 6.75%* p.a. on your Savings Account & receive monthly interest payouts.
Now get all your banking transactions & other service requests executed from the comfort of your home with the help of our Video Banking facilities.
Provides purchase protection, enhanced insurance coverage, and offers and discounts across leading brands in India.
Get special rates on retail loans and save with lower processing fees.
Avail special rates on lockers, forex, and loans with reduced processing fees.
Worried about visiting your branch post 4pm? Worry not! Enjoy extended banking hours and visit any AU Small Finance Bank branch till 5PM^
Extend the program to include up to 3 additional family members
Enjoy Credit Card offerings through AU Altura & AU LIT Credit Card#.
How to apply
There are two ways to apply:
Eligibility
To be eligible for this program, you must maintain a collective average monthly balance of INR 25,000 across family members’ accounts.
Fees and charges
As India's largest Small Finance Bank, we believe in complete transparency and provide you with a list of charges for the services offered. These include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.
Terms & Conditions
Rates are subject to change at the sole discretion of AU Small Finance Bank.
*T&C Apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.
^Not applicable in some select locations.
#Subject to credit approval.
Why AU
National presence
Bank with us across 1042 branches & ATMs.
Get a bit more
Enjoy quality services at competitive rates.
Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
Superfast app
Manage and track all your transactions on the AU 0101 App.
Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
24x7 help
What is AU Platinum Savings Account?
AU Platinum is a savings account offering high interest rates, exclusive benefits, and family banking privileges. It is designed for customers seeking enhanced convenience and value.
Enjoy banking that offers personalized privileges, special offers, and exclusive discounts. AU Platinum Savings Account entitles you to a offer-rich AU Platinum Debit Card, delightful pricing benefits on lockers, and branded cheque book.
What are the eligibility criteria for AU Platinum Savings Account?
· Maintain the prescribed average monthly balance as per program guidelines.
· Extend privileges to up to 3 additional family members, allowing the group to collectively meet program criteria.
What is a Group in an AU Platinum Family Banking Program?
A group in AU Platinum is defined as a family of blood relationships such as parents, children, spouse, sibling, grandparents, and grandchildren. All family members are entitled to the same benefits. A maximum of 4 members are allowed in a group.
What are the charges to become an AU Platinum customer?
There are no charges to become an AU Platinum customer. However, customers need to maintain eligibility as prescribed by program guidelines, to ensure continuity of program benefits and to avoid non-maintenance charges.
What if I am unable to maintain the prescribed eligibility of the program?
There is an adequate time span provided to customers to see the benefits of the proposition and build balances. In case of non-maintenance, charges as per SOC shall be levied. Hence, we request you to maintain the Average Monthly Balances as required. Please refer to https://www.au.bank.in/servicefee for detailed schedule of charges.
How can I enrol for the program? Can I enrol my family members too?
You can enrol by:
· Visiting your nearest AU branch.
· Calling our Customer Care for assistance.
· Yes, you can include up to 3 family members under the program.
What if I am unable to maintain the prescribed eligibility of the program?
If the required balance is not maintained, standard savings account charges and benefits will apply. For details, visit www.au.bank.in.
Where can I write for general queries, feedback or suggestions about the program?
You can contact our nearest AU branch, call our helpline 1800 1200 1200 or SMS ‘AUBANK’ to 5676767. Alternatively, you can reach out to us by emailing customercare@aubank.in and we will reply shortly.
Are there any special benefits for salaried or government employees, senior citizens, students, or minors?
Yes, special benefits are available for these categories. Women customers enjoy exclusive privileges under ‘M’ circle.
I do not wish to be a part of the program. Whom should I contact?
Customers may choose not to be a part of this program. Opting out is completely voluntary. Please reach out to Customer Care or visit your nearest branch for assistance.
What is the Debit Card fee for AU Platinum?
The annual fee for AU Platinum Debit Card is ₹299 (T&C apply).
What are the AU Platinum Debit Card benefits offered?
AU Platinum Debit Card holders can avail various benefits. Please visit AU Platinum Debit Card Page for more information.
When shall I receive my AU Platinum Debit Card?
You will receive the designated AU Platinum Debit Card after your enrolment in the AU Platinum Savings Account, usually within 7-10 days.
I already hold an AU Debit Card. Will the old AU Debit Card continue working too?
The previous card shall be deactivated after you activate the newly received AU Debit Card.