.svg){kind=icon}
High Interest Rates
Earn up to 6.75%* p.a. on your savings, with monthly interest payments to help you grow your money consistently
No Minimum Balance Requirement
Manage your money with the flexibility of a zero minimum balance savings account
Feature-Rich Debit Card
Enjoy secure transactions in India with an AU RuPay Classic Debit Card, along with applicable offers and insurance benefits.
Extended Banking Convenience
Access select AU branches during extended banking hours^^ , wherever available, for a more convenient banking experience
Full-Service Banking
Access key banking services such as Demand Draft, NEFT, RTGS, IMPS and fund transfer facilities
Real-Time Alerts
Receive instant SMS and email alerts to stay updated on your account transactions
Free Monthly Email Statements
Get monthly account statements by email to track transactions and manage finances with ease
Complimentary Online Services
Take advantage of a range of complimentary services, including utility bill payments, email alerts, duplicate statements, and stop cheques through online modes
Things to know
Fees and Charges
AU Small Finance Bank provides a transparent schedule of charges for services linked to the AU Shakti Savings Account, including payment and collection services, transaction-related charges and delivery fees. For more information, click here.
Eligibility
To be eligible for the AU Shakti Savings Account, the customer should meet the following criteria:
- Customer should be a citizen of India.
- Have availed a Micro-Finance Loan from AU Small Finance Bank.
- If you are an Indian resident and have the necessary KYC documents issued by the government, you can open a Savings Account with us.
Disclaimer
*Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.
^^Not applicable in some select locations. To know your branch timings, click here.
.png)
.png)
Why AU
-
National presence
Bank with us through a network of 2,900+ touchpoints .
-
Get a bit more
Enjoy quality services at competitive rates.
-
Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
-
Superfast app
Manage and track all your transactions on the AU 0101 App.
-
Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
-
![View balance and transactions]()
View balance and transactions
-
![Download account statement]()
Download account statement
-
![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
-
![]()
Personal assistance
-
![]()
No spam
Customer support
24x7 help
Frequently Asked Questions (FAQs)
What are the interest rates offered on the AU Shakti Savings Account?
AU Shakti Savings Account customers can earn attractive savings account interest rates. For the latest applicable rates, Click here.
How does the monthly interest payment feature work?
With monthly interest payment, eligible interest earned on the account is credited every month, helping customers with regular liquidity.
What are the benefits of the AU RuPay Classic Debit Card included with the account?
The AU RuPay Classic Debit Card enables secure transactions across India and may include applicable offers and insurance benefits as per the card terms.
What digital banking services are available with the AU Shakti Savings Account?
Customers can access digital banking services such as AU 0101 Mobile Banking App, NetBanking, Phone Banking and Cash Deposit Machines.
Is there any minimum balance requirement for the AU Shakti Savings Account?
No. AU Shakti Savings Account provides the convenience of banking without a minimum balance requirement.
