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Attractive Savings Interest Rates
Earn high interest rates on your savings, with monthly interest payments to help you grow your money consistently
Low Balance Relationship
Customers can maintain ₹1,000 Average Monthly Balance in AU Savings Account or ₹5,000 in AU Fixed Deposit
Monthly Interest Payment
Get interest credited every month helping customers access regular liquidity while continuing to save
Digital Banking Access
Bank conveniently through AU 0101 Mobile Banking App, NetBanking, Phone Banking and Cash Deposit Machines
Extended Banking Convenience
Access select AU branches during extended banking hours^, wherever available, for a more convenient banking experience
Full-Service Banking Facilities
Use key banking services such as Demand Draft, NEFT, RTGS, IMPS and fund transfer facilities.
Real-Time Transaction Alerts
Stay informed with instant SMS and email alerts for account transactions.
AU RuPay Classic Debit Card
Enjoy secure domestic transactions with RuPay Classic Debit Card, along with applicable offers and insurance benefits as per card terms.
Monthly Email Statements
Receive monthly account statements by email to track transactions and manage account activity easily.
Complimentary Digital Services
Avail select complimentary services such as utility bill payments, email alerts, duplicate statements and online stop-cheque requests.
Things to know
Fees and Charges
AU Small Finance Bank provides a transparent schedule of charges for services linked to AU Smart Saver Savings Account. These may include charges related to payment and collection services, account transactions, delivery services and other banking facilities. For more information, click here.
Eligibility
To apply for AU Smart Saver Savings Account, customers should meet the following criteria:
- Customer should be a citizen of India.
- Have availed a Gold Loan from AU Small Finance Bank.
- Customer should maintain ₹1,000 Average Monthly Balance in AU Savings Account or ₹5,000 in AU Fixed Deposit.
- If you are an Indian resident and have the necessary KYC documents issued by the government, you can open a Savings Account with us
Disclaimer
*Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.
^^Not applicable in some select locations. To know your branch timings, click here.
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Why AU
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National presence
Bank with us through a network of 3,000+ touchpoints.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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![View balance and transactions]()
View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Frequently Asked Questions (FAQs)
What is the balance requirement for AU Smart Saver Savings Account?
Customers need to maintain ₹1,000 Average Monthly Balance in AU Savings Account or ₹5,000 in AU Fixed Deposit.
What interest rate is applicable on AU Smart Saver Savings Account?
AU Smart Saver Savings Account customers can earn attractive savings account interest rates. Customers may refer to the interest rates section on the AU Bank website for the latest applicable rates.
How does monthly interest payment work?
Eligible interest earned on the account is credited every month, helping customers access regular liquidity.
Which debit card is offered with AU Smart Saver Savings Account?
Customers can access an AU RuPay Classic Debit Card for secure domestic transactions, along with applicable offers and insurance benefits as per card terms.
What digital banking facilities are available?
Customers can bank through AU 0101 Mobile Banking App, NetBanking, and Phone Banking.
Can customers access branch banking support?
Yes. Customers can access AU Bank branches for applicable services. Extended banking hours may be available at select locations.
