AU Fixed Deposit Benefit
Earn additional 0.50% p.a. interest on AU Fixed Deposit
Doorstep & Video Banking Facilities
Bank from the comfort of your home
Priority Servicing
Dedicated Senior Citizen desk at AU Branches
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Feature Rich Debit Card
Special offers from leading brands with your AU Gold Debit Card
Medical Assistance
Get Complimentary MediBuddy Membership Know More
Issuance of this benefit has been discontinued effective 1st July 2026.
Delivery Assistance
Enjoy Complimentary Swiggy One BLCK Membership Know More
Senior Citizen Programme benefits have been enhanced. For details, Click here
Adding more benefits
Flat 50% off on locker rentals
Increased cash deposit limits
Added insurance benefits
Why AU
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National presence
Bank with us through a network of 2,900+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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View balance and transactions
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Download account statement
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Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Frequently Asked Questions (FAQs)
What is a Senior Citizen Savings Account?
Banks offer a senior citizen account to individuals who are or above the age of 60 years. Senior Citizen Saving Account holders can also enjoy a plethora of special services such as minimal documentation, personalized service, extended banking hours, etc.
What are the interest rates on a Senior Citizen Savings Account?
Interest rates are important when you choose a savings account plan. We offer attractive rates with a monthly payout of interest to manage your cash flows. Click here for more information on interest rates for senior citizens.
What is the average account balance required to open a Senior Citizen Savings Account?
The average monthly balance required to open a Senior Citizen Savings Account is INR 5,000/10,000 for core/urban branches. Alternatively, maintain a Fixed Deposit of INR 50,000/1,00,000 for core/urban.
Are there any age criteria to open a Senior Citizen Savings Account?
Yes, to open up a Senior Citizen Savings Account, you must be 60 years and above. If you do not meet this criterion, we offer other Savings Accounts that can fit your needs.
