AU Royale Savings Account
Live Like Royalty With Exclusive Privileges You Can Share With Your Family
Zero Markup & Zero Charges on International Money Transfers
More savings across all your remittance needs
‘M’ Circle – Added Advantages for Women
‘M’ circle adds an extra layer of benefits crafted exclusively for women. Along with all the privileges of your AU Royale Savings Account, women get more - smart financial solutions, complimentary health and wellness packages, lifestyle rewards, and preferential offers. Click here to know more.
50% discount on locker rentals
(1 locker per family group)
High Interest. High Savings.
Up to 6.75%* p.a. with monthly interest payments. Enter your estimated account balance to calculate
Royale Family Privilege
Add up to 5 family members to your group and share all the Royale privileges together
Pay From Anywhere To Anyone
Get special pricing on Loans*
Low Mark-Up Of 2.5%* On International Merchant Spends
Comes with your debit card
8 Complimentary Domestic Airport Lounge Access Per Year
Comes with your debit card
Get Fuel Surcharge Waivers
Comes with your debit card
AU 0101 App
Manage your account in one go
Enjoy Premium Credit Card Offerings
Apply for AU Zenith & AU Vetta Credit Card. T&C Apply.
Insurance That Brings Assurance
Assured Insurance Benefits with Your Debit Card. Click here to know more.
Exclusively At Your Service
Experience seamless banking with a Dedicated Relationship Manager who serves as your single point of contact for all your family’s banking needs.
Service Response Guarantee Program
Assured service request resolution within 1 working day, so your banking experience stays smooth and uninterrupted.
*Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.
Subject to credit approval
Effective from 1st Aug 2025 subject to maintenance of AU Royale Program eligibility criteria at group level for any three out of six months prior to rent due month. In case the criteria is not met, the bank shall charge locker rental excluding discount. Locker issuance is subject to availability at branch.
Effective 1st October 2024, you will get complimentary lounge benefit only if you spend INR 5,000 or more in previous calendar quarter using AU Royale Debit Card.
Please note that your AU Debit Card can be issued with one of the following networks: Visa, MasterCard, or RuPay. The available network and selection will be determined by AU Small Finance Bank and are subject to applicable terms and conditions.
Get more with your account for less
Things to know
How to apply
You can apply for the AU Royale Account by reaching out to us in whichever way you feel comfortable:
- Video Banking: You can now open an AU Royale Savings Account through our Video Banking service by clicking here. All you need is your PAN Card & Aadhaar Card.
- Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started.
- Call Customer Care: You can also apply for AU Royale Savings Account by calling our customer care number at 1800-1200-1200.
Eligibility
To apply, you must:
- Applicant must be an Indian citizen
- Maintain a cumulative average monthly balance (AMB) more than INR 1 lakh in savings account at a group level or Maintain a Fixed Deposit (FD) of INR 20 lakhs at group level* (tenure >= 6 months)
Fees and charges
- Average Monthly Balance: INR 1 Lakh or Fixed Deposit (FD) of INR 20 lakhs at group level* (tenure >= 6 months)
- Fees for Non‑Maintenance of Balance per month
NIL for M + 3 months (where M is the month of account opening)
6% of shortfall amount of AMB, max‑ INR 600
For more details, please refer to our Service Fee Reckoner
Standard charges applicable for all other services and products , not listed above.
Documents required
- Application form
- Recent coloured photograph.
- KYC documents such as passport, Voter ID, or Aadhaar card, and address proof, like driving licence or utility bills.
Terms & conditions
More from the world of AU
Why AU
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National presence
Bank with us across 1042 branches & ATMs.
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Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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View balance and transactions
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Questions? Answers.
What is AU Royale Savings Account?
AU Royale Savings Account is AU Small Finance Bank’s flagship program that brings you and your loved ones a world of lifestyle benefits with unparalleled value. This program entitles you to a distinctive AU Royale Debit Card, with benefits like buy 1 get 1 free movie tickets (twice a month), and 2 domestic airport lounge access opportunities per quarter. Plus, you get delightful pricing benefits on Demat 2-in-1 Account, Lockers, and a Relationship Manager who takes care of all your financial needs. What’s more, your chequebook and Debit Card are specially branded, just the way our Royale customers are special to the Bank
What does family grouping mean in AU Royale?
A group in an AU Royale program is defined as a family of blood relationships such as parents, children, spouse, siblings, grandparents, and grandchildren. All family members are entitled to the same benefits. A maximum of 6 members are allowed in a group.
What is the balance requirement for maintaining AU Royale and what happens if in case the balance falls below the required limit?
A customer needs to maintain INR 1 Lakh Average Monthly Balance (AMB) in Savings Accounts or Fixed Deposit (FD) of INR 20 lakhs at group level* (tenure >= 6 months) across all family members. Failure to meet balance criteria could lead to applicable charges being levied. For more information on the same, kindly refer to the AU Royale Service Fee Reckoner.
