Features
- Sum Insured Upto 10 Lacs
- Hospital cash of 1000/day up to 12 days
- Accidental Death cover upto Sum Insured 10 lakhs
- 9 Critical Illnesses covered upto Sum Insured 10 lakhs
- Organ Donor expenses up to family Sum Insured
- Ambulance Expense covered upto 5000 in case of emergency
Hospitalization Benefits
- Pre-Post Hospitalization: 30-60 days respectively
- Day care Treatment: 527 listed procedures
- Domiciliary hospitalization: Covered upto full Sum Insured
- Pre - Existing Illness Waiting Period: Covered after waiting period of 4 years
- Initial Waiting period: 30 Days applicable
- Specific Illness waiting period: 2 Yrs applicable as defined in ABHI Group Health policy
- Organ Donor expenses: Covered
- Ambulance: Covered up to 1% of the sum insured maximum Rs. 5000 in case of emergency
- Ailment wise capping: Applicable after waiting period- Cataract per eye- 20000, Kidney Stone Removal- 15000, Hysterectomy- 30000, Hernia- 20000, Gall Bladder surgery- 30000, Haemorrhoidectomy (Piles)- 30000, Joint Replacement (Bilateral)- 150000, Knee replacement (per knee)- 100000, Angioplasty /PTCA- 100000, Coronary Artery Diseases- 100000, CABG- 100000, Chemotheraphy/Treatment of Cancer (Per Session)- 10000
- Hospital Cash: 1000 per day for 12 days ( 1 day deductible) over all policy limit is 30 days
- Organ Donor: We will cover the Medical Expenses incurred for an organ donor’s treatment for the harvesting of the organ donated up to family sum insured
Personal Accident Benefits
- Coverage: Self covered only
- Sum insured: 2 lakhs/3 lakhs/4 lakhs/5 lakhs/6 lakhs/7 lakhs/8 lakhs/9 lakhs/10 lakhs
- Benefit: Accidental Death
- Policy Type: Non floater
- Age: 18-55 yrs
- Policy Age: Annual
Critical illness Benefits
- Coverage: Self covered only
- Benefit: 9 Critical illness
- Initial Waiting period: 90 days
- Survival Period: 90 days
- Policy Type: Non floater
- Age: 18-55 yrs
- Policy Age: Annual
Cashless Claims
- 24/7 claims assistance
- Cashless claims across large network of hospitals
- Pre-authorization intimation available through app and toll free number
- Feedback on pre-authorization requests within two hours
- Active engagement during hospital stay, admission and discharge
