Customize Your Credit Card According to Your Needs

Credit Card in India come with pre-defined features and benefits. Choosing a card that complements your lifestyle can be challenging. Not many banks and financial institutions offer the flexibility to customize a Credit Card as per your spending habit, but AU Small Finance Bank allows you to personalize the card as per your requirements. LIT (Live It Today) Credit Card is India's first customizable Credit Card & the newest addition to the range of Credit Cards offered by AU Small Finance Bank. Let's take a look at what these customizable Credit Cards are and what are their top benefits-

Customized Credit Cards like the LIT Credit Card are exactly what they sound like. These are Credit Cards that the customers can personalize the way they want.

From the vast array of features offered by the bank, you can select the features that align with your lifestyle and spending habits. Moreover, you can also change the features and turn them on/off as required. In other words, the card gives you the power to choose features/benefits and make everyday spending with the Credit Card more rewarding.

Here are some of the top advantages you can experience when you customize your Credit Card-

• Build Your Own Credit Card

With a customized Credit Card, you can build your Card just the way you want. You can select your favourite features and turn them on/off as per your spending requirements to experience customization like never before. You need to pay only for the features you choose.

• Earn Reward Points

LIT Credit Card also makes shopping more rewarding. With the card, you earn up to 5X/10X Reward Points on online and offline domestic/international retail transactions. You can redeem the Reward Points for exciting offers and discounts.

• Milestone Cashback

The LIT Credit Card offers an additional 2% and 5% cashback on retail spending. Once you earn the cashback, it will be adjusted against the outstanding dues on the Credit Card. Cashback is not applicable on transactions related to fuel, insurance, rent and cash withdrawals.

• Category Cashback:

Do you use your Credit Card for everyday shopping? With LIT Credit Card, you can earn an additional 5% cashback for various categories like travel, grocery, electronics, and apparel. You can earn a maximum cashback of INR 1,000 in each 30 days period.

• Card Liability Cover:

With LIT Credit Card, you get Card Liability Cover in case the card is lost or there is any fraudulent transaction done using the card. You are also safeguarded against counterfeit/skimming/phishing. The insurance offers cover up to INR 1.5 lakhs.

• Build a Good Credit Score

A Credit Card is also a powerful financial tool for building a good Credit Score. Pay your customized Credit Card bills on time and watch your credit score grow.

• Other benefits

1. Enjoy a 1% fuel surcharge waiver on all transactions ranging between INR 400 and INR 5,000

2. Up to 4 complimentary Airport Lounge access per quarter across India

3. Enjoy 3-month membership of Zee5, Amazon Prime, and Cult

4. Power to manage LIT Credit Card features in real-time via AU 0101 App

From selecting the Card features and pricing to turning them on/off and tracking them transparently, the LIT Credit Card has unlocked a new world of possibilities. Click here to know more.

Read More: How To Make Most of Credit Card & Debit Cards Offers?