GeM Sahay Loan

Facilitating short-term, unsecured loans for sellers

Avail a collateral-free loan
100% digital application via GeM Sahay App
Instant loan disbursement

The Sahay-GeM ecosystem is a digital ecosystem through which a willing seller on the Government e-Marketplace (GeM) can avail an unsecured, short-tenure loan (Sahay Loan) from a willing lender.

The Sahay-GeM ecosystem is powered by a software application (Sahay App) that programmatically performs various obligations that enable the participants of the Sahay-GeM ecosystem to carry out their respective obligations.

Speedy approvals

Instant disbursals

Approval on acceptance of order on GeM platform

Get more with business loans

Overdraft

Run your business smoothly without financial worry

Cash Credit

Perform banking transaction 24x7 any time, anywhere

Business Term Loan

Efficient cash collection with same-day credit and custom MIS

Consider the interest when deciding on a loan tenure.
Avoid applying for a disputed property.
Keep an eye on your credit card purchases before applying for a loan.
Avoid making major life changing decisions like a job change to avoid default on loan repayment.
Taking on a big loan? Pair it with insurance. This way, your loved ones will be protected.
Share loan responsibility with a co-applicant. Women can avail a lower rate of interest.

Digital banking

Manage your banking on the AU 0101 App or netbanking 24x7, or via video banking.
Secure banking

Encrypted digital transactions and dual-layer authentication on app and netbanking.
Get a bit more with us

Enjoy quality services at highly competitive rates.
Zero surprises

No hidden fees or costs.
National presence

Bank with us across 1,000+ branches & ATMs.