Cashback

1% Cashback on the Repayment of Total Amount Due

Instant Loan

Update: Get instant loan* on your Credit Card to meet your business requirement.

Fuel Surcharge Waiver

Enjoy 1% Fuel Surcharge Waiver (up to ₹200) for transactions between ₹400 and ₹5,000 at all fuel stations across the country

 

*Effective 1st October 2026, Fuel Surcharge Waiver will be up to ₹100 per statement cycle for transactions between ₹400 to ₹5000.

Railway Lounge

8 complimentary railway lounge access every year.

Business Insurance Coverage

Insurance coverage of up to ₹2 Lacs.

Contactless Card Usage

Make quick & secure payments up to ₹5,000 without entering your PIN by tapping your card or mobile phone with digitally added card, against a POS machine.

XpressEMI

Convert transactions worth ₹2,000 or more into easy EMI options with processing fee (1% of the Amount being converted to EMI, subject to a minimum of ₹ 99 + GST).

Add-On Cards

Offer your Business Cashback Credit Card benefits to your loved ones, through our Add on card offering.

Things to know

Eligibility

  •  Primary cardholder between the age of 25 years and 65 years
  •  Add-on cardholder should be over 18 years
  •  Resident Indian

These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card.

Rates & charges

Monthly Card Membership fee: ₹99 per month + applicable charges
Click here to view Key Fact Statement.

Conditions for Monthly Card Fee waiver:
- Monthly fee waiver – ₹10,000 retail spends done within card statement cycle.

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Why AU

  • <p>National presence</p>

    National presence

    Bank with us through a network of 2,900+ touchpoints .

  • <p>Get a bit more</p>

    Get a bit more

    Enjoy quality services at competitive rates.

  • <p>Visit branches without the wait</p>

    Visit branches without the wait

    Our ample touchpoints ensure all our customers are conveniently served.

  • <p>Superfast app</p>

    Superfast app

    Manage and track all your transactions on the AU 0101 App.

  • <p>Sustained growth</p>

    Sustained growth

    Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.

App Download Card AULogo

Bank anywhere anytime, on the AU 0101 
mobile app

  • View balance and transactions View balance and transactions
  • Download account statement Download account statement
  • Request cheque book Request cheque book
Face 40+ lakh customers banking on app

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Customer support

24x7 help

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