Zero Balance Current Account
Transact effortlessly without the burden of maintaining a minimum balance
Zero Fees on Key Transactions
Enjoy hassle-free banking with no charges on cheque returns, RTGS, NEFT, and Fund Transfer
Bulk Payment and Collection Services
Manage large-scale transactions with seamless bulk payment and collection solutions
Comprehensive CMS Solution
Efficiently manage cash flow and liquidity with a tailored Cash Management Services solution
Smart Digital Payments
Accept payments easily with an integrated payment gateway, QR code, and POS solutions
Dedicated Relationship Manager
Receive personalized assistance from a dedicated relationship manager for all
your banking needs
Things to know
How to apply
Visit your nearest branch: Walk into your closest branch with your KYC documents and
passport-sized photographs. You can fill in the application form at the branch to get the process
started.
Eligibility
Any government entity can open the account. The list of departments
eligible to open a current account is mentioned below:
- Central PSU
- State PSU
- Autonomous bodies
- Urban local bodies (Municipal Corporations)
- Housing and Development Boards
- Entities that are undertaken/governed by the government, such as:
- Public Ltd.
Society
Club
Trust
University
Institution
Government (Taxable)
Financial Institutions (Tax/No Tax)
Sec. 8 Company
PSU (Tax/No Tax)
Fees and Charges
For complete details on fee and service charges, click here.
Documents Required
1. Opening Form
2. KYC documents as per customer constitution
3. OVD documents of Authorized Signatories and Beneficial Owners
4. Beneficial Ownership Declaration
5. FATCA CRS
6. Undertaking from customer for credit exposure to Banking system
7. Certificate issued by DPIIT (DEPARTMENT FOR PROMOTION OF INDUSTRY & TRADE)
under MINISTRY OF COMMERCE & INDUSTRY (non-mandatory)
8. Other applicable documents/annexures as per requirement
Terms & Conditions
For more details on product features and documentation, please contact your nearest branch or
call us on toll-free number 1800 1200 1200.
^^Available at select locations
^Not applicable in some select locations. To know your branch timings, click here.
# Effective 1st October 2024, you will get complimentary lounge benefit only if you spend ₹5,000
or more in previous calendar quarter using AU Royale Debit Card.
Why AU
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National presence
Bank with us across 1042 branches & ATMs.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 Business App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Simplify business banking with AU 0101 Business App
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![Apply and Manage Current Account]()
Apply and Manage Current Account
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![Access AU QR and Soundbox]()
Access AU QR and Soundbox
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![Request Cheque Book]()
Request Cheque Book
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Personal assistance
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Customer support
24x7 help
