Transaction‑focused current account with flexible balance requirements and tailored monthly transaction benefits
Banking Benefits
Avail minimum balance waiver benefits, unlimited digital transactions, and additional privileges.
Merchant Solutions
Get free AU UPI QR Soundbox and preferential pricing on POS.
Digital Platforms
Manage all your QR transactions, business and personal accounts through the AU0101 Business App.
Lending Solutions
Tailored fund‑based and non‑fund‑based, secured and unsecured lending solutions.
Debit Card
Get AU Platinum Business Debit Card with exclusive privileges.
Additional Banking Offerings
Business Cashback Credit Card and Saving Accounts for Family.
Things to know
How to apply
There are two ways to apply:
AU Bank website
AU Bank branch
Eligibility
All business enterprises (Private Limited and Public companies, Partnership Firms, Proprietorship firms, Cooperative societies, Hindu Undivided Families etc.) or Individual
Fees and charges
For complete details on fee and service charges, click here.
Document required
Required documents to open a Swadesh Current Account:
- Duly filled Account Opening Form
- PAN Number of Entity (In Sole Proprietorships, same is required of Proprietor)
- KYC documents of the entity as per customer type
- Address proof in the name of the entity if different from entity proof
- Official Valid Documents of Authorized Signatories & Beneficial Owners#
- Beneficial Ownership# Declaration
- Initial funding cheque as per account variant
- Credit facility declaration
*Not applicable for Individual and Sole Proprietorships
Why AU
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National presence
Bank with us across 1042 branches & ATMs.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 Business App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Simplify business banking with AU 0101 Business App
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![Apply and Manage Current Account]()
Apply and Manage Current Account
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![Access AU QR and Soundbox]()
Access AU QR and Soundbox
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![Request Cheque Book]()
Request Cheque Book
Not sure which product is right for you?
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Personal assistance
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Customer support
24x7 help
