There are two ways to apply:

AU Bank website

AU Bank branch

For complete details on fee and service charges, click here.

Required documents to open a Basic Current Account:

• Duly filled Account Opening Form
• PAN Number of Entity (In Sole Proprietorships, same is required of Proprietor)
  
• KYC documents of the entity as per customer type
  
• Address proof in the name of the entity if different from entity proof
  
• Official Valid Documents of Authorized Signatories & Beneficial Owners#
  
• Beneficial Ownership# Declaration
  
• Initial funding cheque as per Regular Current Account package
• Credit facility declaration

For more details on product features and documentation, please contact your nearest branch or call us on our toll-free number 1800-1200-1200.

• Charges effective from 5th April, 2026 and applicable until further modified
  
• Core and Urban Branch categories basis location mapping as defined by the Bank
  
• ^Branch cash deposit / using withdrawal not considered
  
• SMS Insta Alerts are sent for day end balance/transactions above a threshold / low balance
• Charge will be applicable on quarterly basis for customers who have subscribed for SMS alert facility
• Alerts that have been mandated by RBI as well as alerts which are deemed appropriate by the Bank, will be sent free of charge.
• Other Complimentary Services: Standing Instruction Maintenance, Dormancy. Activation, Card Hotlisting, Replacement of Damaged Cards, Duplicate Statements, Balance Enquiry, Account Closure, E-mail Alerts, Record retrieval, Banker's verification (Address / Signature / Photo)
• Abbreviations / short-forms used: 'INR Indian Rupee, 'p.m.' per month, < less than, > greater than, 'min' minimum, 'max' - maximum, 'ATM' Automatic Teller Machine, 'RTGS' Real Time Gross Settlement, 'NEFT' National Electronic Fund Transfer, 'PAP' Payable at Par, 'DD' Demand Draft, 'ECS' Electronic Clearing System, 'SMS' - Short Message Service, 'NACH' National Automated Clearing House Accounts not having a 'customer induced transaction' (ATM usingdrawal, cheque deposit, online transactions, etc.) for a continued period of 2 years shall be treated as Dormant / Inoperative a/c.
• The service charges levied by the bank or interest credited by the bank shall not be considered as a 'customer-induced transaction'
• Doorstep Banking service is available at selective location using sole discretion of AU Small Finance Bank
• The above charges are subject to revision using a prior intimation of 30 days to all account holders. Closure of account due to revision of charges will not be subject to account closure charges
• Charges mentioned are exclusive of GST. The applicable taxes / cesses are subject to change from time to time
• The terms and conditions, as defined by AU Small Finance Bank, apply. Please refer www.aubank.in for further details
• Doorstep Banking service is available at select locations using sole discretion of AU Small Finance Bank. For beyond city limit services, the actual service charges will be applicable to customer on case to case basis.
• "Complimentary limit - For new accounts, cash deposit free limit basis AMB criteria will be applicable effective from M3 onwards. e.g. for accounts opened in January, cash deposit limit in April will be provided basis March AMB

AMB requirement for Power Current Account is Rs. 10,000. This would be waived off if at least one AU QR code or POS collection transaction is done in a month, with minimum transaction value of greater than or equal to INR 100.

Yes, it is mandatory to opt for AU Bank QR Code or POS machine with Power Current Account.

No, Current Accounts are zero-interest accounts and do not earn any interest.

You can open a Power Current Account with us by reaching out to your nearest branch. You can also apply online, fill up the online form and wait for our representative to get back to you. You can even call us on 1800 1200 1200 or email us at customercare@aubank.in to understand the product better before you open the account.

The AU Bank QR code would be provided right at the time of account opening.