Designed to support your day-to-day business transactions using ease. 

It offers a range of tailored service packages—Basic, Value, Maximum, Premium, and Exclusive, all using a single minimum balance commitment.

Free Banking Services

Free banking services like stop payment of cheque, e‑statements, SMS alerts, and many more

Payments and Collections

Send & receive payments via NEFT/RTGS/IMPS/UPI with flexible deposit limits

Debit Card

Get a Complimentary Business Debit Card with selected packages

Cash Management Services

Automate collections, payouts and taxes with CMS

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Merchant solutions

Accept payments via cards with AU UPI QR, POS and Payment Gateway solutions

Other Services

Bank 24x7 with AU 0101 Business App and extended branch hours

Exciting Offers for Your Business

Unlock offers and benefits to fuel business growth

Things to know

How to apply

There are two ways to apply:

AU Bank website
AU Bank branch

Eligibility

All business enterprises (Private Limited and Public companies, Partnership Firms, Proprietorship firms, Cooperative societies, Hindu Undivided Families etc.) and resident individuals are eligible for opening a Regular Current Account with us.

Fees and charges

For complete details on fee and service charges, click here.

Documents required

  • You will need to furnish the following documents to open a Regular Current Account with us:
  • Duly filled Account Opening Form
  • PAN Number of Entity (In Sole Proprietorships, same is required of Proprietor)
  • KYC documents of the entity as per customer type
  • Address proof in the name of the entity if different from entity proof
  • Official Valid Documents of Authorized Signatories & Beneficial Owners#
  • Beneficial Ownership# Declaration
  • Initial funding cheque as per Regular Current Account package
  • Credit facility declaration

 

For more details on product features and documentation, please contact your nearest branch or call us on toll-free number 1800 1200 1200.

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Why AU

  • <p>National presence</p>

    National presence

    Bank with us across 1042 branches & ATMs.

  • <p>Get a bit more</p>

    Get a bit more

    Enjoy quality services at competitive rates.

  • <p>Visit branches without the wait</p>

    Visit branches without the wait

    Our ample touchpoints ensure all our customers are conveniently served.

  • <p>Superfast app</p>

    Superfast app

    Manage and track all your transactions on the AU 0101 Business App.

  • <p>Sustained growth</p>

    Sustained growth

    Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.

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Simplify business banking with AU 0101 Business App

  • Apply and Manage Current Account Apply and Manage Current Account
  • Access AU QR and Soundbox Access AU QR and Soundbox
  • Request Cheque Book Request Cheque Book

Not sure which product is right for you?

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Customer support

24x7 help

AU Regular Current Account FAQs

Is a Regular Current Account mandatory for business?

It is safer and more prudent to open a Regular Current Account for your business, as you might need to conduct multiple transactions daily for your business. Additionally, it can help keep your business affairs separate from personal financial transactions. A Current Account also offers specific features that enable smooth, swift, and secure business operations.

Who can open a Regular Current Account?

All business enterprises (Private Limited and Public companies, Partnership Firms, Proprietorship firms, Cooperative societies, Hindu Undivided Families etc.) or Individual professionals are eligible for opening a Regular Current Account.

How do I open a Regular Current Account?

You can open a Regular Current Account with us by reaching out to your nearest branch. You can also apply online, fill up the online form and wait for our representative to get back to you. You can even call us on 1800 1200 1200 or email us at customercare@aubank.in to understand the product better before you open the account.

Is GST required for a Regular Current Account?

GST is not a mandatory document for opening a Regular Current Account. However, you need to provide KYC documents of entity and authorized signatories to open the Basic Current Account.

Does the Regular Current Account earn interest?

No, Regular Current Accounts are zero-interest accounts and do not earn any interest.

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