Free Passbook Facility
Stay on top of your finances with a complimentary passbook. Easily view and track your account transactions.
Free Email Statements
Access your account statements whenever you need them.
Receive statements directly in your registered email inbox.
High Interest. High Savings.
Earn high interest rates on your savings, with monthly interest payments to help you grow your money consistently
One Account. Many Benefits
No Average Monthly Balance requirement, unlimited cash deposits and withdrawals at AU Small Finance Bank branches, along with a host of other benefits.
Power packed Debit Card
Get a RuPay Classic Debit Card when you open AU BSBDA savings account
AU 0101 Mobile App
Your all-in-one banking app for all your banking needs
Banking At Your Convenience
Choose how you want to bank, whether digitally or through a branch.
Access services through channels that suit your lifestyle.
Stay Connected
Stay updated on your account activity in real time.
Receive instant alerts for key banking transactions.
Things to know
How to apply
You can open an account with us through any of these options:
- Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started
- Call Customer Care: You can also apply for AU Savings Account by calling our customer care number 1800-1200-1200
Eligibility
To apply, you must:
- Be a citizen of India
- Not be holding any other BSBDA with any other bank including AU Small Finance Bank
- Only apply for the account in an individual capacity and not in the capacity of the Karta of a Hindu Undivided Family (HUF)
Fees and charges
We believe in complete transparency and provide you with a detailed list of charges applicable to the services we offer. Depending on the type of Savings Account you hold, these may include charges related to your debit card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.
Why AU
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National presence
Bank with us through a network of 3,000+ touchpoints.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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![View balance and transactions]()
View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Frequently Asked Questions (FAQs)
What is BSBDA?
BSBDA stands for Basic Savings Bank Deposit Account. It was developed by the RBI as a way to make banking accessible to people from economically weaker sections, and to make it possible for them to open their own bank accounts.
Does BSBDA require a minimum balance?
No, you won’t be required to maintain a minimum balance when you open a Basic Savings Bank Deposit Account
Can a person open more than one BSBDA account in the same bank?
No. A person is not eligible to open more than one BSBDA account in the same bank.
Can a person have a BSBDA account along with another savings account in the same bank?
Yes. BSBDA account holders are eligible to open another savings account in the same bank.
