High Interest. High Savings.
Up to 6.75%* p.a. with monthly interest payouts
Pay From Anywhere To Anyone
Transfer money between accounts
Send money to friends and family
Pay one-time and recurring bills
Quick scan and pay with UPI
One Account. Many Benefits.
Paperless banking
Extended banking hours
No Minimum Balance
AU Platinum Debit Card
Get offers on spends.
AU 0101 App
Manage your account and offers in one go
Check account balance
Book Fixed Deposits / Invest in Mutual funds
Transact with UPI
Manage Card
Insurance That Brings Assurance
Personal accident cover
₹2,00,000
Air accident cover
₹5,00,000
Purchase protection
₹20,000
Doorstep Cash and Cheque Services
Experience hassle-free banking from the comfort of your home with our doorstep banking service
Things to know
How to apply
- Video Banking: You can now open an AU Savings Account through our Video Banking service by clicking here. All you need is your PAN Card & Aadhaar Card.
- Call Customer Care: You can also apply for AU Savings Account by calling our customer care number 1800-1200-1200.
Eligibility
To apply, you must:
- Be a citizen of India
- Be 18 years of age or above
- Have the necessary KYC documents issued by the Government of India.
Video KYC is currently available at select locations and we are expanding it soon across other locations in India.
Fees & charges
We, India's best Small Finance Bank, believe in complete transparency and provide you with a list of charges for the services we offer. Depending on the type of Savings Account you have opened, these include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.
Documents required
You need to have the following documents to open an AU Digital Savings Account:
- Aadhaar Card
- Pan Card
Why AU
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National presence
Bank with us across 1042 branches & ATMs.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank Anywhere Anytime, On The AU 0101 Mobile App
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Get video assistance
30 lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Questions? Answers.
What is an AU Digital Savings Account?
A digital savings bank account is an instant account that you can open online in minutes from any place convenient for you. The process is entirely paperless and is done using our video banking facility.
What are the interest rates on opening a Digital Savings Account?
We offer attractive interest rates to our customers. Click here for more information on interest rates.
What are the different steps involved in opening a Digital Savings Account?
To open a Digital Savings Account, you need to complete the entire process on our Video Banking platform. For this process you need to:
- Start by filling up your details online.
- After you have filled in all the required details, our bank agent will carry out basic checks through a video interaction.
- The agent will guide you through the process. Just keep your original PAN card, a blank paper and a blue/black pen handy.
Is aadhaar required for video KYC?
Yes. Aadhaar number is required for video KYC. Your Aadhaar number will be verified through an OTP received on your registered mobile number. You don’t need to carry your physical Aadhaar Card during the Video KYC process.
