High Interest. High Savings.
Earn high interest rates on your savings, with monthly interest payments to help you grow your money consistently
Pay From Anywhere To Anyone
Transfer money between accounts
Send money to friends and family
Pay one-time and recurring bills
Quick scan and pay with UPI
One Account. Many Benefits.
Paperless banking
Unlimited Online Payments – RTGS, NEFT, UPI, Intra Bank Fund Transfer
No Minimum Balance
AU 0101 App
Manage your account and offers in one go
Check account balance
Book Fixed Deposits / Invest in Mutual funds
Transact with UPI
Manage Card
RuPay Platinum Debit Card
Get an AU Platinum Debit Card providing purchase protection, enhanced insurance coverage, and 100+ offers and discounts across leading brands in India.
Insurance That Brings Assurance
Personal accident cover
₹2,00,000
Air accident cover
₹5,00,000
Purchase protection
₹20,000
Doorstep Cash and Cheque Services
Experience hassle-free banking from the comfort of your home with our doorstep banking service
Things to know
How to apply
You can open an AU Savings Account through any of the following options:
Video Banking
Open your account online through Video Banking Simply keep your PAN and Aadhaar handy. Click here AU Video Banking to get started.
Visit a Branch
Visit your nearest AU branch with your KYC documents and passport-sized photographs. Our team will assist you with the account opening process.
Call Customer Care
Call us at 1800 1200 1200 for assistance with opening an AU Savings Account.
Eligibility
To apply, you must:
- Be a citizen of India
- Be 18 years of age or above
- Have the necessary KYC documents issued by the Government of India.
Fees & charges
We believe in complete transparency and provide you with a detailed list of charges applicable to the services we offer. Depending on the type of Savings Account you hold, these may include charges related to your debit card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.
Documents required
You need to have the following documents to open an AU Digital Savings Account:
- Aadhaar Card
- Pan Card
Why AU
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National presence
Bank with us through a network of 3,000+ touchpoints.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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View balance and transactions
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Download account statement
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Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Frequently Asked Questions (FAQs)
What is an AU Digital Savings Account?
A digital savings bank account is an instant account that you can open online in minutes from any place convenient for you. The process is entirely paperless and is done using our video banking facility.
What are the interest rates on opening a Digital Savings Account?
We offer attractive interest rates to our customers. Click here for more information on interest rates.
What are the different steps involved in opening a Digital Savings Account?
To open a Digital Savings Account, you need to complete the entire process on our Video Banking platform. For this process you need to:
- Start by filling up your details online.
- After you have filled in all the required details, our bank agent will carry out basic checks through a video interaction.
- The agent will guide you through the process. Just keep your original PAN card, a blank paper and a blue/black pen handy.
Is aadhaar required for video KYC?
Yes. Aadhaar number is required for video KYC. Your Aadhaar number will be verified through an OTP received on your registered mobile number. You don’t need to carry your physical Aadhaar Card during the Video KYC process.
