High Interest. High Savings.
Earn up to 6.75%* p.a. on your Savings Account & receive monthly interest payouts
Get Back With Every Swipe
Pay From Anywhere To Anyone
Transfer money between accounts
Send money to friends and family
Pay one-time and recurring bills
Quick scan and pay with UPI
One Account. Many Benefits.
Paperless banking
Unlimited Online Payments – RTGS, NEFT, UPI, Intra Bank Fund Transfer
Flexible balance maintenance
AU 0101 App
Manage your account and offers in one go
All Your Banking Needs. Fulfilled.
Everything Important, Protected.
Instant card blocking in case of card loss or theft & PIN security
Things to know
How to apply
- Video Banking: You can now open an AU Savings Account through our Video Banking service by clicking here. All you need is your PAN Card & Aadhaar Card
- Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started
- Call Customer Care: You can also apply for AU Savings Account by calling our customer care number 1800-1200-1200
Eligibility
To apply, you must:
- Farmers having an active loan with AU Small Finance Bank will we eligible for opening savings account
- Be a citizen of India
- Be 18 years of age or above
- Maintain a Average Quarterly Balance (AQB) of ₹2,000 OR a fixed deposit of ₹25,000
Fees and charges
- Average Quarterly Balance: INR 2,000 (Nil if you have an active farm loan with AU Bank or have an active fixed deposit of INR 25,000)
- Annual Debit Card Fees: ₹349 + GST
- For more details, please refer to our Service Fee Reckoner
Documents required
You need to have the following documents to open an AU Kisan Savings Account:
- Duly filled application form
- Passport size photographs
- Loan sanction document
- Identity proof: Passport, voter ID, etc.
- Address proof: Aadhaar Card, passport, driving license etc.
Why AU
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National presence
Bank with us through a network of 2,900+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Frequently Asked Questions (FAQs)
What is AU Kisan Savings Account?
AU Kisan savings account is an exclusive Savings Account specially crafted for farmers where they enjoy high interest rates with monthly interest payments ensuring your hard-earned income grows as robustly as their crops. But that’s not all, every spend through debit card & AU 0101 app can yield more savings for you with up to 2% cashback (Max. INR 500 per month.)
What is the product criteria for the AU Kisan Savings Account?
AU Kisan Savings account provides you the flexibility to maintain balances in Savings accounts or Fixed Deposits. You can maintain an average quarterly balance of INR 2,000 in your Savings Account or have a fixed deposit of INR 25,000. Your Non maintenance charges will be waived off if the customer has an active farm loan with AU SFB.
On what debit card transactions will I get cashback?
A customer will get 2% cashback on all his/her transactions done via debit card and on recharges/ bill payments done through AU 0101 App, will be capped at INR 500 p.m. Fuel transactions will be capped at INR 10,000.
Product eligibility criteria needs to be maintained for the cashback. If the customer does not maintain the product criteria for any quarter, then the customer shall not be eligible for cashback in the subsequent quarter.
How can I open AU Kisan Savings Account?
This account can be opened in select AU Small Finance branches only.
What are the charges for cash deposit and cash withdrawal in AU Kisan Savings Account?
Unlimited Cash withdrawals are permitted in AU Kisan Savings Account. Cash Deposits are free up to 5 transactions or INR 2 lakhs per month, whichever is earlier. Post which INR 5 / 1000 (min. INR 100)
