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Premium

Travel & Stay Privileges

Premium travel benefits designed around comfort and experiences.

 

 

Entertainment & Lifestyle Benefits

Curated lifestyle privileges across entertainment, dining and knowledge.

 

Wealth & Investment Solutions

Personalized support for your wealth and banking relationship.

 

Family & Business Banking

Extend premium banking privileges to your family and business relationships.

 

Concierge Services

Here to make life easier with everyday tasks, special occasions, all handled with personalized care.

 

Banking & Service Privileges

Convenient banking benefits for daily and international needs.

 

AU Eternity Debit Card

A premium debit card designed for elevated spending, travel and everyday convenience.

 

Global Banking Privileges

Borderless banking with exclusive international remittance benefits.

 

Protection & Insurance

Choose from a range of insurance solutions for you and your family.

 

Preferential Benefits

Exclusive advantages across banking products and services.

 

Things to know

How to apply

To express interest, click here

Eligibility

Average monthly balance in AU Eternity Savings Account of ₹10 Lakhs or

Average monthly balance in AU Eternity Business Account of ₹10 Lakhs or
AU Savings & Current Account average monthly balance of ₹10 Lakhs or
Net Salary credit of ₹2 lakhs per month or
Total Relationship Value* of ₹30 Lakhs
*Total Relationship Value (TRV) includes Savings Account Average Monthly Balance + Current Account Average Monthly Balance + Fixed Deposit Balance + Mutual Fund AUM^^ with AU Small Finance Bank.

Fees and Charges

Learn more abouth fees and charges, click here.

Standard charges applicable for all other services and products , not listed above.

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Travel & Stay Privileges

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    Hotel vouchers worth ₹8,000 on completion of milestone criteria in joining and anniversary year. Click here to know more.

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    2 International Airport Lounge visits per quarter via AU Eternity Debit Card/Priority Pass. Click here for the eligible lounge list and use ‘Find Lounges and more’ to search international locations.

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    3 Domestic Airport Lounge visits per quarter via AU Eternity Debit Card. For detailed information, click here.

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    ₹2,000 Cab Benefits on MakeMyTrip for cab services.Click here to know how to redeem the benefit.

Protection & Insurance

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    Explore offerings from insurance partners:

     

    • Comprehensive health insurance to help protect you and your family's well-being. Click here to know more.
    • Financial security with life insurance for your loved ones with solutions designed for every life stage. Click here to know more.
    • Stay protected on every journey with motor insurance coverage for your vehicle against unforeseen events. Click here to know more. 

Family & Business Banking

  • Club up to 7 additional family members and/or business accounts
  • Shared program privileges across grouped relationships
  • Waiver of applicable charges under the grouping program 

Preferential Benefits

  • 75% discount on locker rentals
  • Preferential rates on Home Loans
  • Preferential rates on Vehicle Loans
  • Preferential rates on Loan Against Property
  • Preferential pricing on Demat Account services 

Global Banking Privileges

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    Zero Markup & Zero Charges on International Money Transfers

    • Zero forex markup on international money transfers
    • Zero transaction charges on international money transfers
    • Zero foreign bank charges on outward remittances through AU Remit*
    • Transfer funds abroad digitally
    • Quick and secure inward remittances

Explore offerings from insurance partners:

 

24x7 Concierge Services

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    Unlock concierge services for travel, dining, gifting & more. Know more here.

Wealth & Investment Solutions

  • Dedicated Wealth Specialist
  • Managed investment solutions including Mutual Funds, PMS, AIFs and GIFT City structures
  • Access to Fixed Income Products, Bonds, REITs, INVITs and IPO opportunities
  • Direct equities, commodities and derivatives access
  • Customized Smart Combo portfolios aligned to risk appetite and goals
  • Single-view tracking of investments across banks, fintechs, distributors and brokers through OneTrack via AU 0101 App
  • Personalized portfolio reviews and wealth guidance

Zero Markup & Zero Charges on International Money Transfers

Secure your loved ones and Valuables with the Insurance coverage on your feature rich Debit Card.

Zero markup and zero charges offer applicable to individual customers.

All Standard T&C Apply

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    Transfer funds globally from India via AU Remit & get-

     

    • ZERO Forex Markup
    • ZERO Transaction Charges
    • Zero Foreign Bank Charges

     

    Send Money Abroad: https://www.au.bank.in/personal-banking/forex/send-money-abroad

     

    You may use AU Remit to transfer funds online in USD, EUR, GBP, AED, CNY, SGD and CAD.

     

    For outward remittances in other currencies, please visit your nearest AU Small Finance Bank branch

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    Transfer funds to India via Inward Remittance & get-

     

    • Zero Forex Margin
    • Faster & Secure Credit
    • Transfer in Major Currencies

     

    View SWIFT Details here: https://www.au.bank.in/business-banking/swift-and-bic

     

    For inward remittances we facilitate wire transfer in USD, EUR, GBP, AED, CAD, JPY and CNY

Important Disclosure: For inward remittances correspondent and intermediary bank charges, if applied by overseas banks on the sender side, remain outside AU’s control and are transparently disclosed. GST on applicable fees as per Government of India norms. All services are subject to FEMA, RBI guidelines and AU Small Finance Bank’s terms and conditions.

Entertainment & Lifestyle Benefits

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    24 BookMyShow tickets yearly (maximum 2 per month) under Buy One Get One benefit (Up to ₹400 each). Click here to know more.

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    Complimentary 1- year EazyDiner Prime Membership. Click here to know more.

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    Complimentary 1- year Moneycontrol Pro Membership. Click here to know more.

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    Complimentary 12 golf lessons + 4 green fee waivers annually. Click here to know more.

AU Eternity Debit Card

  • Zero annual fee
  • 0.90% cross-currency markup
  • Daily e-commerce and POS limit of ₹7 lakh
  • Daily ATM withdrawal limit of ₹4 lakh
  • Debit card insurance cover. Click here to know more.
  • Enhanced security and card controls through AU 0101 App

To know more about AU Eternity Debit Card, click here

Complimentary Insurance Cover

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    Personal Accident Cover: Up to Rs. 10 lakhs for personal accident protection

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    Air Accident Cover: Extensive coverage of Rs. 1 crore for air travel accidents

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    Purchase Protection: Safeguard your purchases with cover up to Rs. 50,000

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    Card Liability Cover: Protection against card-related liabilities up to Rs. 5 lakhs

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    Loss of Baggage Cover: Claim up to Rs. 2 lakhs for lost baggage during travel

Banking & Service Privileges

  • Unlimited RTGS / NEFT / IMPS / UPI
  • Unlimited ATM withdrawals
  • Extended banking hours till 5 PM
  • Assured service request resolution within 1 working day. Click here to know more.
  • With OneTrack, monitor your entire financial portfolio through a single, secure dashboard. Click here to know more.

Dedicated Wealth Management

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    Enjoy complimentary Demat and preferential broking rates.

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    Get expert-led strategies tailored to your financial goals.

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    Trade smarter with digital insights and IPO ASBA access.

High Interest. High Savings.

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    Enjoy competitive returns with flexibility of monthly interest payout.

Complimentary AU Eternity Debit Card

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    Designed for comfort while you travel

     

    • Zero annual fee
    • 0.90% cross currency mark-up
    • 2 International airport lounge visits per quarter using AU Eternity Debit Card or
      digitally through Priority Pass app. Click here for the eligible lounge list and use ‘Find lounges and more’ to search international locations.
    • 3 Domestic airport lounge visits per quarter using AU Eternity Debit Card*. Click here for the eligible lounge list. For detailed information, please click here.

     

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    Daily e-commerce and POS limits of  ₹7 Lakhs and ATM withdrawal limit of ₹4 Lakhs with AU Eternity Debit Card


    To know more about AU Eternity Debit Card, click here.

T&Cs apply.

Domestic Airport Lounge Access will be complimentary for first 3 months of program onboarding (including onboarding month and the following 2 months). From the subsequent month, customers must maintain program eligibility criteria at group level in the previous month to qualify for Domestic Airport lounge access

Lifestyle Curations On The House

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    Get Moneycontrol Pro membership for smarter investing. Know more here.

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    Unlock a 1-year EazyDiner Prime membership worth ₹3,550. Know more here.
    Available in India and Dubai

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    Get 24 free BookMyShow tickets yearly (maximum 2 monthly) (Buy One Get One, up to ₹400 each). Click here to know more.

Lifestyle Curations On The House

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    Get 24 free BookMyShow tickets yearly (maximum 2 monthly) (Buy One Get One, up to ₹400 each). Click here to know more.

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    Unlock a 1-year EazyDiner Prime membership worth ₹3,550. Know more here.

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    Get Moneycontrol Pro membership for smarter investing. Know more here.

Golfing Getaways

Enjoy access to other services like golf course reservations, apparel assistance and much more

 

  • Golf Plays reservation and Lessons Assistance
  • Golf Equipment and Apparel Assistance
  • Golf Events Assistance

 

To explore the list of golf courses, click here.

You’ve earned the escape. We’ll cover the stay.

Complete your milestone and unlock ₹8,000 worth of hotel vouchers on AU 0101 App, perfect for a family getaway, a business stay, or a quick city break across participating hotels and destinations.

This offer is applicable in your joining and anniversary year.

24x7 Concierge Services

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    Unlock concierge services for travel, dining, gifting & more. Know more here.

Zero Markup & Zero Charges on International Money Transfers

Secure your loved ones and Valuables with the Insurance coverage on your feature rich Debit Card.

Zero markup and zero charges offer applicable to individual customers.

All Standard T&C Apply

  • icon

    Transfer funds globally from India via AU Remit & get-

     

    • ZERO Forex Markup
    • ZERO Transaction Charges
    • Zero Foreign Bank Charges

     

    Send Money Abroad: https://www.au.bank.in/personal-banking/forex/send-money-abroad

     

    You may use AU Remit to transfer funds online in USD, EUR, GBP, AED, CNY, SGD and CAD

    For outward remittances in other currencies, please visit your nearest AU Small Finance Bank branch

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    Transfer funds to India via Inward Remittance & get-

     

    • Zero Forex Margin
    • Faster & Secure Credit
    • Transfer in Major Currencies

     

    View SWIFT Details here: https://www.au.bank.in/business-banking/swift-and-bic

     

    For inward remittances we facilitate wire transfer in USD, EUR, GBP, AED, CAD, JPY and CNY

Important Disclosure: For inward remittances correspondent and intermediary bank charges, if applied by overseas banks on the sender side, remain outside AU’s control and are transparently disclosed. GST on applicable fees as per Government of India norms. All services are subject to FEMA, RBI guidelines and AU Small Finance Bank’s terms and conditions.

Better Business Privileges

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    Streamline payments with our Payment Gateway, coupled with Free POS rental, QR code & soundbox.

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    Benefit from preferential rates on loans, overdrafts & more for your business.

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    Experience seamless trade services with zero charges for effortless investing.

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    Enjoy 1-year Mint + WSJ subscription for global financial insights.

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    Get expert-led tax & GST advisory through partner services.

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    Delight in 100 free business cards from Printvenue for elevated networking.

Curated Wealth Solutions

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    Our offerings encompass:

    Managed investment solutions: Mutual funds, PMS (Equity and debt), AIF (Category 1,2 & 3) and GIFT city-based structures

     

    Market-linked solutions & access: Fixed income (Bonds, REIT, INVITs, etc.), Direct equities and commodities, derivatives and IPO-ASBA

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    Value-added features for your convenience:

    Smart Combo: A bespoke basket of mutual fund schemes, curated exclusively for your risk appetite, investment horizon, and objectives.

     

    Track external investments: Gain unparalleled control with a single-view dashboard to track your mutual fund portfolio—whether through banks, fintech platforms, distributors, stockbrokers, or direct channels.

     

    Expert guidance: A dedicated team of experienced wealth specialists is at your service, offering priority support to meet your financial ambitions.

Complimentary Insurance Cover

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    Personal Accident Cover: Up to Rs. 10 lakhs for personal accident protection

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    Air Accident Cover: Extensive coverage of Rs. 1 crore for air travel accidents

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    Purchase Protection: Safeguard your purchases with cover up to Rs. 50,000

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    Card Liability Cover: Protection against card-related liabilities up to Rs. 5 lakhs

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    Loss of Baggage Cover: Claim up to Rs. 2 lakhs for lost baggage during travel

Marriott Experiences, Thoughtfully Curated

Enjoy Marriott Experience Certificates worth ₹6,000, unlocking access to signature dining, stays and wellness experiences across participating Marriott hotels.

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    Joining Offer

    Start your journey with Marriott on a rewarding note. Get complimentary Marriott vouchers on meeting milestone criteria
    Click here to know more.

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    Anniversary Offer

    Continue to indulge in Marriott benefits on fulfilling anniversary milestones

    Click here to know more.

Limitless Everyday Banking

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    Enjoy complete control & security of your card via the AU 0101 App, AU Bank website or our chatbot.

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    Access services like PIN set/reset, enable or disable online transactions & Tap & Go features.

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    Unlimited free RTGS/NEFT/IMPS/UPI transfers & ATM withdrawals

₹2,000 Cab Benefits on MakeMyTrip

Use them on cab services to travel comfortably and conveniently during your stay in India.
Click here to know how to redeem the benefit.

Dedicated Wealth Management

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    Enjoy complimentary Demat and preferential broking rates.

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    Get expert-led strategies tailored to your financial goals.

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    Trade smarter with digital insights and IPO ASBA access.
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