Banking Benefits
Enjoy Average Monthly Balance waiver for first 3 years,premium banking for founders, dedicated relationship manager and more
Payment and Collection solutions
Get API Banking, Host to Host banking, ease of reconciliation, Complimentary Business Insurance coverage and more
Digital Platforms
Manage all your QR transaction, business and personal accounts through AU0101 Business App
Lending Solutions
Tailored collateral and non collateral, fund based and non fund based, secured and unsecured lending solutions
Debit Card
Get Complimentary premium Business Debit Card with higher limit and host of offers
Beyond Banking Offers
Business‑friendly offers and benefits
Things to know
How to apply
You can apply for the AU Zero2One Program by reaching out to us in any of the below ways you
feel comfortable:
- Apply online: Log on to AU Small Finance Bank’s official website and apply for AU Zero2One Program by filling in your details in the online form. A representative will contact you to complete the process.
- Call customer care: Call our customer care number 1800-1200-1200 to apply for AU Zero2One Program, and a representative will get in touch to guide you with further steps.
- Kindly visit nearest branch for more details.
Eligibility
1. You are eligible for AU Zero2One Program if your startup falls under any of the following
categories:
- Partnership Firms
- Limited Liability Partnerships (LLPs)
- Private Limited Companies.
2. Certificate issued by DPIIT (DEPARTMENT FOR PROMOTION OF INDUSTRY & TRADE) under MINISTRY OF COMMERCE & INDUSTRY is required (not mandatory)
3. Startup Vintage should be less than 5 Years.
Fees and Charges
For complete details on fee and service charges, click here.
Documents Required
- Opening Form
- KYC documents as per customer constitution
- OVD documents of Authorized Signatories and Beneficial Owners
- Beneficial Ownership Declaration
- FATCA CRS
- Undertaking from customer for credit exposure to Banking system
- Certificate issued by DPIIT (DEPARTMENT FOR PROMOTION OF INDUSTRY & TRADE) under MINISTRY OF COMMERCE & INDUSTRY (non-mandatory)
- Other applicable documents/annexures as per requirement
Terms & Conditions
For more details on product features and documentation, please contact your nearest branch or call us on toll-free number 1800 1200 1200.
^^Available at select locations
.# Effective 1st October 2024, you will get complimentary lounge benefit only if you spend ₹5,000 or more in previous calendar quarter using AU Royale Debit Card.
For more information click here.
For more information click here.
Why AU
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National presence
Bank with us through a network of 2,700+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Simplify business banking with AU 0101 Business App
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![Apply and Manage Current Account]()
Apply and Manage Current Account
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![Access AU QR and Soundbox]()
Access AU QR and Soundbox
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![Request Cheque Book]()
Request Cheque Book
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Questions? Answers.
Is it necessary to have an AU Digital Current Account for my business?
While it's not compulsory, AU Digital Current Account provides an optimal, tech-driven solution for entrepreneurs and professionals looking for quick& digital means of managing their finances. It's an empowering tool for your business arsenal.
Who is eligible to open an AU Digital Current Account?
AU Digital Current Account is accessible to both individuals and sole proprietors. We're here to support your financial journey.
How can I open an AU Digital Current Account?
Opening an AU Digital Current Account is a breeze with our intuitive, self-guided process. Click here to embark on your seamless banking experience.
Does AU Digital Current Account earn interest?
Currently, our AU Digital Current Account does not generate interest. It's designed to facilitate smooth transactions for your business needs.
