AU Royale Account
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High interest rates
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Domestic airport lounge access
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Family Banking
₹1 lakh Average Monthly Balance
AU Platinum Savings Account
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High-interest rates
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25% discount on Locker rentals
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3 additional family members
₹25,000 Average Monthly Balance
AU Value Savings Account
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High-interest rates
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Service Requests via Video Banking
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24x7 access to your funds via AU 0101 App
₹5,000* Average Monthly Balance *T&Cs
AU Digital Savings Account
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Up to 6.75%* interest p.a.
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Monthly Interest Payments
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AU RuPay Platinum Debit Card
No Minimum Monthly Balance Required
AU Kisan Savings Account
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Up to 6.75%* p.a. Returns
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Monthly Interest Payments
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Flexible Balance Maintenance
AU Vikaas Savings Account
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Income Safeguard with Free Withdrawals
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High Interest with Monthly Payouts
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Zero Balance Savings Account
AU Swadesh Savings Account
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Earn 6.75%* p.a. on Savings Account
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Monthly Interest Payments
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Flexibility of Balance Maintenance
AU Kids Savings Account
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Enjoy High-Interest Rates
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VISA Gold Debit Card That Can Be Used By Children Above 10 Years
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Get 24x7 Access To Your Funds
AU BSBDA Savings Account
Which account is best for you?
AU Royale Account
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Up to 6.75%* p.a. High interest rates
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Additional 5 accounts Family banking
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Yes Personal Relationship Manager
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2.5% Lower cross-currency mark-up
AU Digital Savings Account
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Up to 6.75%* p.a. High interest rates
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No accounts Family banking
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No Personal relationship manager
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NA Lower cross-currency mark-up
AU Platinum World Account
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Up to 6.75%* p.a. High interest rates
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No accounts Family banking
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No Personal relationship manager
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NA Lower cross-currency mark-up
Assured benefits on all AU Savings Accounts
Get higher interest rates with AU Bank
Account balance
₹10,000
Annual interest with AU Bank
Annual interest with other banks
Earn more than other banks (assuming industry average interest rate of
Things to know
How to apply
Opening an AU Savings Account is quick and easy. Follow these simple steps:
- Prepare Your Documents: Have your PAN and Aadhaar ready.
- Enter Personal Details: Fill in your personal information.
- Fund Your Account: Make an initial deposit to fund your new account.
- Open Your Account: Complete the process and start using your AU Savings Account.
Interest rates
Earn interest rate on savings account of up to 6.75%* p.a. with monthly interest payouts.
Know more about Savings Account Interest Rates.
Documents required
To apply for a Savings Bank Account, you must submit KYC (Know Your Customer) documents for verification. Listed below are the essential documents you will be required to submit:
- Identity Proof ,Address Proof
- Aadhaar Card
- Passport
- Voter ID
- Driving License
- NREGA Job card signed by a State Government official
- Letter issued by National Population Register
In addition to this, you must submit two passport-sized photographs and the application form. Existing customers of AU Small Finance Bank can apply for a Savings Account through AU 0101 App or AU 0101 NetBanking.
Income/Employment proof is mandatory for all customers (salaried and self-employed).
What no one tells you Things to keep in mind while opening a Savings Account
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Choose the right savings account type: Understand the various savings account options offered by AU Small Finance Bank to select the one that best suits your financial needs and goals.
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Prepare your documents: Gather all necessary documentation, such as identification and proof of address, and have them ready for submission. If you're funding your savings account through a remittance route, make sure you have the required information handy.
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Provide accurate contact details: Ensure you share correct and up-to-date communication details, including your phone number, email address, and mailing address. This will facilitate smooth communication and updates from the bank.
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Be Video KYC-ready: If you plan on opening your savings account using the Video KYC process, ensure you have a compatible device and a stable internet connection for a seamless video call experience. This will help expedite the account opening process and enable you to start enjoying the benefits of your AU Savings Account sooner.
Why AU
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National presence
Bank with us across 1042 branches & ATMs.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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View balance and transactions
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Download account statement
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Request cheque book
30 lakh customers banking on app
Our range of cards for your range of needs
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Xpress EMI
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![Silverspoon Dining Program]()
Silverspoon Dining Program
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![300+ exclusive AU Rewardz]()
300+ exclusive AU Rewardz
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Questions? Answers.
Why AU Small Finance Bank is the best bank for a Savings Account?
We are one of the best bank for savings account as we offer high interest rates and monthly interest credit that is much higher than the interest offered by many other banks. You can now instantly open an Savings Account online with video KYC facility via Video Banking.
What type of Savings Account should I open?
We at AU Small Finance Bank cater to the different needs of our customers. So, whether you are a woman, a senior citizen or a parent who wants to open a Savings Account for your children, we have exclusive account plans for everyone. We offer savings account with higher interest rates.
What is the minimum balance requirement in a Savings Account?
The average monthly balance required to open an AU Savings Account is INR 10,000/5,000 for Urban/Core Branches.
How can one choose the best Savings Account?
While searching for the best Savings Account, here are some of the pointers you should keep in mind:
- Assess your Needs
- Interest Rates
- Minimum Balance Criteria
- Ease of Online Access
- Debit Card Offers
What is a Savings Account?
A savings account is a type of bank account that allows you to deposit money, earn interest on your balance and withdraw funds while keeping your savings secure.
